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Whether you're a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.

FHA Loan Programs for 2023

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


- Improving Your Credit Score Has Never Been More Important -

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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COMMON FHA LOAN QUESTIONS

FHA REQUIREMENTS AND GUIDELINES

YOUR CREDIT SCORES

FHA MORTGAGE CALCULATORS

FHA REFINANCE LOANS

FHA LOAN PROGRAMS

MORTGAGE TERMINOLOGY

FHA LOAN LIMITS FOR FHA LENDERS

FHA DOWN PAYMENT GRANTS

FHA FIRST-TIME HOMEBUYER PROGRAMS

FHA DOWN PAYMENT ASSISTANCE (Cancelled Programs)

FHA ONE-TIME CLOSE LOANS

FHA LOAN ARTICLES

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