FHA Down Payment Grants for 2023
Down Payment Assistance Programs for Homebuyers
The following down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this page may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
This is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
Chenoa Fund
Funded by the CBC Mortgage Agency, this program offers the ability to utilize an FHA-insured home loan by offering eligible applicants 3.5% of the purchase price to cover the down-payment. The assistance funds come in the form of a zero-interest second mortgage with a 30-year term. This second mortgage will be forgiven if the borrower makes 36 consecutive, on-time payments on the first mortgage.
Down Payment Assistance Programs
- Brentwood Down Payment Assistance Program
- GSFA Platinum Program
- Emeryville First Time Homebuyer Loan Program
- CalHFA My Home Assistance Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Los Angeles County Affordable Homeownership Program
- Santa Ana Downpayment Assistance Program
- State Housing Initiatives Partnership Program
- Broward County Homebuyer Purchase Assistance Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Home Ownership Program
- Head Start To HOME Ownership Program
- Orange County Down Payment Assistance Program
- HFA Miami-Dade Mortgage Program
- Hardest Hit Fund Down Payment Assistance
- Escambia County Down Payment and Closing Cost Assistance
- Palm Bay HOME Down Payment Assistance Program
- Home Key Plus 2nd Mortgage
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- NY State Association of Realtors Housing Opportunities Foundation
- Albany County Rural Housing Alliance Acquisition Grant
- Rensselaer County Homebuyer Program
- Homebuyer Dream Program®
- City of Albany Home Acquisition Program (HAP)
- State of New York Mortgage Agency Down Payment Assistance Loan
- Veterans Downpayment Assistance Loan Program
- Home Advantage Down Payment Assistance Loan Program
- Tacoma Down Payment Assistance Program
- Seattle Downpayment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Bellingham Downpayment Assistance
- ARCH East King County Downpayment Assistance Loan
- Pierce County Downpayment Assistance Program
