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FHA mortgage calculators compute monthly payments with estimated taxes and insurance, and help homeowners safely finance a home. FHA loans let homebuyers purchase homes with low down payments and lower credit requirements.

FHA Loan Programs for 2023

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

How Much Are My Payments?

FHA Mortgage Calculator

Use our mortgage calculator to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Enter amounts in the fields below and the mortgage calculator will give you your monthly mortgage payment amount!

Purchase Price of Home

Down Payment

Term of Loan

Interest Rate

Property Taxes

Homeowners Insurance

YOUR RESULTS

Estimated Monthly Payment (P+I only):

$.00/mo

One-time Up-Front MIP:

(Base Loan Amount x 1.75%)

$.00

Estimated MIP Insurance:

(Base Loan Amount x .85% for 30 yr)/12
(Base Loan Amount x .45% for 15 yr)/12
effective after 01/26/15

$.00/mo

Total Monthly Payment:

$.00/mo


DISCLAIMER: The figures displayed above are based upon your input and may not reflect your actual mortgage payment or total monthly costs. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. The MIP displayed are based upon FHA guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

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