FHA mortgage calculators compute monthly payments with estimated taxes and insurance, and help homeowners safely finance a home. FHA loans let homebuyers purchase homes with low down payments and lower credit requirements.

FHA Mortgage Loan Rates

March 21, 2018
FHA Rates for March 21, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
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FHA.com is a private company, is not a government agency, and does not make loans.

How Much Are My Payments?

FHA Mortgage Calculator

Use our mortgage calculator to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Enter amounts in the fields below and the mortgage calculator will give you your monthly mortgage payment amount!

Purchase Price of Home

Down Payment

Term of Loan

Interest Rate

Property Taxes

Homeowners Insurance


Estimated Monthly Payment (P+I only):


One-time Up-Front MIP:


Estimated MIP Insurance:

Base Loan Amt. x (.85% for 30 yr or 0.45% for 15 yr)/12 effective after 01/26/15.


Total Monthly Payment:


DISCLAIMER: The figures above are based upon current FHA program guidelines. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!