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FHA calculators help you determine how much you can afford to safely borrow in order to finance or refinance your home. FHA loans help homebuyers and homeowners with low down payment and lower credit requirements.

FHA Loan Limits
FHA Requirements
Mortgage Calculators
--Other Loan Types--
Be smart when it comes to your FHA loan and your financial future.
--2017 Mortgage Insurance Update--
--2015 Mortgage Insurance Update--
--Mortgage Terminology--
A good FICO score is key to getting a good rate on your FHA home loan.

FHA Mortgage Loan Rates

June 28, 2017
FHA Rates for June 28, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

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Compare mortgage rates for your refinance or home purchase loan.

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The Path to Homeownership
FHA.com is a private company, is not a government agency, and does not make loans.
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FHA Limits Tool
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FHA Prequalify
Jumbo Loans
The Obama Mortgage
Hope for Homeowners
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FHA Requirements
FHA Closing Costs
Fair Housing Act

How Much Can I Borrow?

FHA Mortgage Calculator

Use the following calculator to determine the maximum monthly payment (principle and interest) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.

Salary/Wages

Other Income

Property Taxes

Hazard Insurance

Auto Payment

Credit Card / Other Bills

Term of Loan

Interest Rate


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YOUR RESULTS

Maximum Mortgage Payment (Principal and Interest):

$.00/mo

Your Estimated Taxes and Insurance:

$.00/mo

Estimated MIP Insurance:

Base Loan Amt. x (.85% for 30 yr or 0.70% for 15 yr)/12 effective after 01/26/15.

$.00/mo

Your Total Payment (All items):

$.00/mo

You May Qualify for a Loan Amount Up to:

$.00

DISCLAIMER: The figures above are based upon current FHA program guidelines. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

The Path to Homeownership

Homebuyer questions?

Ask our community.

Learn About Homeownership at Question Big

Can I remove MIP from my FHA if my home value goes up?

My home value has risen enough within the last year to where what I owe is 80% of the current value of the home...

I had a bankruptcy not long ago. How long do I have to wait before applying for an FHA loan?

I put in an offer on a home and the contract was accepted. The processing of our loan took longer than necessary and the appraisal in now 90 days old...

Can I pay my FHA loan in full without being penalized or charged for early payoff of the loan?

I obtained an FHA loan in 2010 and recently inherited some money from my dad’s estate. It's enough to pay off my mortgage loan...

More questions about  FHA LOANS


FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

En Español:
Calculadora de Hipoteca FHA - Cuanto Puedo Pedir Prestado?

FHA Loans 101

--Other Loan Types--
Be smart when it comes to your FHA loan and your financial future.
--2017 Mortgage Insurance Update--
--2015 Mortgage Insurance Update--
--Mortgage Terminology--
A good FICO score is key to getting a good rate on your FHA home loan.

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