Quantcast

FHA calculators help you determine how much you can afford to safely borrow in order to finance or refinance your home. FHA loans help homebuyers and homeowners with low down payment and lower credit requirements.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Refi Options

FHA Rates for March 28, 2020
Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Refinance Rates Are Low
FHA Refinance Rates Are Low

Choose a Loan Type

then
get
your

Your Credit Score

Do you know what's on
your credit report?
Get Credit Score Button
Get Credit Score Button
FHA.com is a privately owned website, is not a government agency, and does not make loans.
Streamline Refinance
Cash-out Refinance
Simple Refinance
Rehabilitation Loan
FHA Loan Limits
Mortgage Insurance
FHA Credit Issues
FHA Closing Costs
FHA Debt Ratios
Your Loan Checklist
Credit Requirements
Good Credit Benefits
Improve Your Credit
Ability to Borrow
Loan Affordability
Payment Calculator
Construction Loans
OTC Buyer Benefits
OTC Builder Benefits
OTC Builders
FHA Fixed Rate
FHA ARM
FHA Reverse Mortgage
Condominium Loans
Jumbo Loans
Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

How Much Can I Borrow?

FHA Mortgage Calculator

Use the following calculator to determine the maximum monthly payment (principle and interest) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.

Salary/Wages

Other Income

Property Taxes

Hazard Insurance

Auto Payment

Credit Card / Other Bills

Term of Loan

Interest Rate

YOUR RESULTS

Maximum Mortgage Payment (Principal and Interest):

$.00/mo

Your Estimated Taxes and Insurance:

$.00/mo

Estimated MIP Insurance:

Base Loan Amt. x (.85% for 30 yr or 0.70% for 15 yr)/12 effective after 01/26/15.

$.00/mo

Your Total Payment (All items):

$.00/mo

You May Qualify for a Loan Amount Up to:

$.00

Get Today’s Rates

DISCLAIMER: The figures displayed above are based upon your input and may not reflect your actual mortgage payment or total monthly costs. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. The MIP displayed are based upon FHA guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

SEE YOUR CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


GET STARTED
First Time Home Buyers

First Time Home Buyers

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

En Español:
Calculadora de Hipoteca FHA - Cuanto Puedo Pedir Prestado?
A good FICO score is key to getting a good rate on your FHA home loan.
Be smart when it comes to your FHA loan and your financial future.
Refinancing can be an effective way to put your home equity to work.
This program lets buyers get a single loan with just one closing.
--FHA Jumbo Loan--

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA Loans 101

Download Our Guide for FHA Borrowers

More Links of Interest

Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!