How Much Can I Borrow?

FHA Mortgage Calculator

Use the following calculator to determine the maximum monthly payment (principle and interest) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.

Salary/Wages

Other Income

Property Taxes

Hazard Insurance

Auto Payment

Credit Card / Other Bills

15 Years 30 Years

Term of Loan

Interest Rate

YOUR RESULTS

Maximum Mortgage Payment (Principal and Interest):

$.00/mo

Your Estimated Taxes and Insurance:

$.00/mo

Estimated MIP Insurance:

Base Loan Amt. x (.85% for 30 yr or 0.70% for 15 yr)/12 effective after 01/26/15.

$.00/mo

Your Total Payment (All items):

$.00/mo

You May Qualify for a Loan Amount Up to:

$.00

Get Today’s Rates

DISCLAIMER: The figures above are based upon current FHA program guidelines. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions

Learn About FHA Loans!

En Español:

Calculadora de Hipoteca FHA - Cuanto Puedo Pedir Prestado?