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FHA calculators help you determine how much you can afford to safely borrow in order to finance or refinance your home. FHA loans help homebuyers and homeowners with low down payment and lower credit requirements.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for August 12, 2020
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

How Much Can I Borrow?

FHA Mortgage Calculator

Use the following calculator to determine the maximum monthly payment (principle and interest) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.

Salary/Wages

Other Income

Property Taxes

Hazard Insurance

Auto Payment

Credit Card / Other Bills

Term of Loan

Interest Rate

YOUR RESULTS

Maximum Mortgage Payment (Principal and Interest):

$.00/mo

Your Estimated Taxes and Insurance:

$.00/mo

Estimated MIP Insurance:

Base Loan Amt. x (.85% for 30 yr or 0.70% for 15 yr)/12 effective after 01/26/15.

$.00/mo

Your Total Payment (All items):

$.00/mo

You May Qualify for a Loan Amount Up to:

$.00


DISCLAIMER: The figures displayed above are based upon your input and may not reflect your actual mortgage payment or total monthly costs. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. The MIP displayed are based upon FHA guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

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