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We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA Mortgage Loan Rates

January 17, 2017
FHA Rates for January 17, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA.com is a private company, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official web sites are https://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: assistance@fha.com

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
Are You Ready to Apply for a Mortgage in 2017?

Do you have a mortgage but are considering cash-out refinancing? Some potential borrowers have an advantage when getting financially ready for a major loan application, while others may overlook important areas that need attention long before the loan paperwork is filled out.

FHA Loans, Appraisals, and the Roof Condition

The FHA appraisal is one of the big milestones of the house buying process. The appraisal does not guarantee that a home is defect-free, but it does tell the lender that the property meets minimum requirements and establishes the fair market value of the property.

FHA Loan Debt to Income Ratio Rules for 2017

Your FHA loan options in 2017 include new purchase loans, reverse mortgages, cash-out FHA refinance loans, and much more. Borrowers should take some time to review their last 12 months of credit and loan repayment history in preparation for the new loan.

FHA Loan Guidelines for Non-Residential Purposes

Some common questions about FHA single family home loans include whether or not an FHA single family mortgage can be used for house flipping. These properties are often distressed upon purchase, and rehabbed to be sold at a significant markup.

FHA Appaisals And Mold Issues

There’s a not-so-common question about FHA loans and the appraisal process that raises an important issue: mold. Does the EPA or the FHA have the responsibility for setting spore count standards or other units of measurement for mold?