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We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for July 14, 2020
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


- Improving Your Credit Score Has Never Been More Important -

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official web sites are https://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: assistance@fha.com

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FHA Loan Articles and Mortgage News

Why Credit Monitoring Is Important When Planning Your Home Loan

July 7, 2020 - Do you know what your credit report says about you at this moment? If not, you aren’t truly prepared for your home loan application. Those who have not pulled their credit reports should not fill out loan paperwork.

FHA Loan Limits: The Basics

July 6, 2020 - How much do you know about home loan limits and how they work? If you are shopping for a home to buy, an FHA mortgage can help with its lower down payment requirements and more forgiving FICO score requirements.

What to Ask When Mortgage Rates Fall

July 4, 2020 - In the earliest part of 2020, mortgage loan interest rates experienced a great deal of volatility. Unprecedented low mortgage rates have grabbed headlines and have sparked a flood of refinance loan applications and many renters are seriously considering becoming homeowners.

How COVID-19 Changed the Appraisal System for Home Loans

July 3, 2020 - Ever since Coronavirus lockdown measures were imposed across the nation, lenders and borrowers have had to adjust to a new environment where social distancing forces innovation in common practices such as the home loan appraisal process.

How Do FHA Loan Limits Work?

July 1, 2020 - The Federal Housing Administration sets FHA loan limits on an annual basis. FHA home loans have a maximum loan amount that is established in accordance with the National Housing Act. FHA and HUD adjust the limits at the end of the closing year and before the new year.