Contact Our FHA Loan Experts
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HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.
HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.
Their official web sites are https://www.fha.gov and http://www.hud.gov.
Find the address of a HUD office near you:
http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm
US Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342
Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com
Lender looking to participate on our site? Contact us at: assistance@fha.com
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FHA Loan Articles and Mortgage News
August 17, 2019 - FHA home loans require appraisals but do not require home inspections. That said, no home buyer should buy a house without paying for the optional appraisal-do so at your own risk. The FHA appraisal process is a tool for the lender to determine the fair market value of the property.
August 15, 2019 - Do you really have to make a 20% down payment to get into a home loan? Not with an FHA mortgage. FHA loan program down payment minimums are 3.5% for borrowers with FICO scores at 580 or better. So why do people assume 20% down is required to buy a home?
August 13, 2019 - FHA home loan rules in HUD 4000.1 (the FHA Single Family Home Loan Handbook) say the lender can, under certain circumstances, use compensating factors in cases where the borrower’s other financial qualifications may be less ideal than others.
August 11, 2019 - Some borrowers don’t fully understand the home loan process, which can lead to disastrous results if you don’t understand the lender’s approach to credit checks and other loan underwriting procedures.
August 9, 2019 - What are the FHA home loan rules for first-time home buyers? If that seems like a trick question to you, you’re on the right track. There are NO FHA home loan rules that pertain exclusively to first-time home buyers.
FHA.com Reviews
FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!
