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We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA Mortgage Loan Rates

March 27, 2017
FHA Rates for March 27, 2017
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Offering 15 Year Fixed Mortgages
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FHA.com is a private company, is not a government agency, and does not make loans.

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Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official web sites are https://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: assistance@fha.com

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
Can Collection Activity Hurt Your FHA Loan Chances?

Credit issues worry some FHA loan applicants. Not knowing how the lender will interpret some kinds of negative credit information causes a lot of anxiety for new borrowers. However, having a collection account on your record may not be an automatic barrier to getting an FHA mortgage.

FHA Updates PACE Policy

In early 2017, the FHA published updates to its PACE policy. While not all purchasers may be affected by these changes, those who are purchasing property encumbered with a Property Assessed Clean Energy obligation should know about the updates.

Qualifying for FHA Loans: Income and Family Leave

FHA lenders trying to determine a borrower’s verifiable income, debt-to-income ratios and related issues often run into situations where a borrower has either a gap in employment or a circumstance that may appear to be a gap.

HUD Releases Updated Housing Counseling Guidelines

One of the most important things a borrower can do in the home loan planning stage is to turn to an expert for pre-purchase planning advice. The FHA and HUD offer a referral service to help borrowers make good plans and be well-prepared when purchasing a home.

FHA Updates Loan Limits for 2017

When the FHA/HUD official site announced FHA mortgage loan guaranty limits for 2017, it quickly followed up the original announcement with some important corrections. However, the makes no changes to FHA loan limits, including those in the special exception areas.