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We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA Loan Programs for 2022

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official websites are https://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

https://www.hud.gov/program_offices/field_policy_mgt/localoffices

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: assistance@fha.com

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FHA Loan Articles and Mortgage News

FHA Seller Concession Rules and Possible Changes

October 4, 2022 - FHA seller concessions are limited to a total of six percent. When a seller contributes more, it results in a lowering of the sale price for purposes of calculating the FHA loan amount, dollar for dollar on all money contributed that exceeds the six percent limit.

What FICO Score Do I Need Buy A Home?

October 3, 2022 - First-time home buyer are likely to wonder about the kind of credit requirements needed for an FHA mortgage. According to Experian, there is no set minimum to buy a  house. However, that does not mean you won’t have any minimum FICO score expectations from a lender or the FHA.

What Costs Can Seller Pay With FHA Loans?

October 2, 2022 - When it comes to buying a home with a FHA guaranteed mortgage, the FHA loan program has some options buyers and sellers alike can use to make that closing a reality. How can buyer and seller come to a happy medium and close the deal?

HUD Announces Settlement in California Fair Housing Case

October 1, 2022 - Violations of the Fair Housing Act have a chilling effect on the housing industry when violations occur for renters trying to buy a home. Those who rent while home shopping have a hard if they must compete against a volatile housing market and illegal discrimination at the same time.

Disaster Resources for FHA Borrowers

September 30, 2022 - If you purchased a home with an FHA mortgage and you live in an area affected by a natural disaster, you may be eligible or become eligible for FHA loan relief. The Department of Housing and Urban Development publishes guidelines for lenders and borrowers who are affected.