Contact Our FHA Loan Experts
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NOTE: We are not the FHA.
HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.
HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.
Their official web sites are https://www.fha.gov and http://www.hud.gov.
Find the address of a HUD office near you:
US Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342
Should you have any questions about the site you are currently on, please e-mail us at: firstname.lastname@example.org
Lender looking to participate on our site? Contact us at: email@example.com
FHA Loan Articles and Mortgage News
Read About FHA Requirements, Updates, and Guidelines
FHA Loan Appraisal Basics
April 10, 2017 - The FHA appraisal is a necessary process that can be mysterious to some potential FHA borrowers. What purpose does the FHA appraisal serve? It is not as complete as the optional (but critically important) home inspection, and the results of the appraisal should not be mistaken for a home inspection.
FHA Loans and FICO Scores
April 7, 2017 - FICO score issues are a common source of stress to potential FHA borrowers. Everyone wants to know if their FICO scores are high enough to qualify for an FHA mortgage. Is it possible to qualify for an FHA loan or refinance loan with credit scores from 500 to 579? Or are higher scores required?
FHA Loan Rules for Second Homes
April 5, 2017 - If you are interested in an FHA mortgage, it’s important to understand that occupancy is a key issue. All FHA loan borrowers are expected to occupy the home as their primary residence and are usually required to take possession of the home within 60 days of the loan closing.
Child Support Income, Alimony, and FHA Loans
April 3, 2017 - There are specific guidelines for participating FHA lenders who must include child support, alimony, or maintenance payments as part of loan processing. Borrowers who must pay child support, or other forms of support will be required to furnish documentation for their payments.
FHA Loan Employment Guidelines
March 31, 2017 - Are you worried about being denied an FHA loan because of a gap in employment? While FHA loan standards for employment in HUD 4000.1 are not the only standards that are recognized, it is good to know what FHA loan rules instruct the lender to do as a minimum.