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We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA Loan Programs for 2023

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official websites are https://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

https://www.hud.gov/program_offices/field_policy_mgt/localoffices

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: assistance@fha.com

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FHA Loan Articles and Mortgage News

FHA Home Loans: Improve Your Approval Chances

June 9, 2023 - If you are interested in building or buying a home, there is an FHA loan that can help. But if you have never done so, you may worry about your ability to be approved for the mortgage. What can help a borrower’s chances when it’s time for the lender to decide whether to approve or deny their loan?

FHA Home Loan Deal-Breakers

June 7, 2023 - What can cause your FHA home loan to stop dead in its tracks? There are plenty of deal-breakers for an FHA mortgage to be mindful of, and not all of them are such because they violate FHA loan rules or other regulations.

HUD Takes Action Against Home Loan Appraisal Bias

June 6, 2023 - What steps are the Biden administration and the banks taking? According to a DoD fact sheet, Federal banking agencies are in the process of issuing proposed guidance on how financial institutions may integrate fair appraisal controls into their current processes for a start.

Buying Your First Home with an FHA Loan

June 3, 2023 - If you’re thinking about buying a home this year and you need to save more money upfront on your down payment, an FHA mortgage is an option to consider thanks to its minimum 3.5% down payment. There are other perks to FHA loans, as we’ll discover in this article.

Anticipating FHA Loan Costs When Building a Home

June 1, 2023 - If you use an FHA One-Time Close construction loan to build a house from the ground up and don’t have a plot of land, you’ll need to purchase the land in conjunction with the construction loan. It’s an expense that may push up the cost of the loan, but a necessary one.