Contact Our FHA Loan Experts
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NOTE: We are not the FHA.
HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.
HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.
Their official web sites are https://www.fha.gov and http://www.hud.gov.
Find the address of a HUD office near you:
US Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342
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FHA Loan Articles and Mortgage News
Read About FHA Requirements, Updates, and Guidelines
FHA Loan Rules for Documenting Commission Income
March 28, 2017 - FHA mortgage rules require the lender to verify the borrower’s income and employment, and some borrowers come to the loan process with unique circumstances such as commission income.
FHA Mortgage Loans for the First-Time Borrower
March 24, 2017 - FHA mortgages are not just for first-time home buyers, and FHA loan guidelines do not offer more favorable terms for first-timer buyers than for anyone else. All applicants who are financially qualified can apply for an FHA loan or refinance loan.
FHA Loan Rules for Down Payment Gift Funds
March 22, 2017 - Borrowers wishing to purchase a home with an FHA loan may need some help with the down payment. There are rules that permit a borrower to receive such outside help, but the source and purpose of these funds are carefully regulated under FHA mortgage loan rules.
Basic Eligibility Rules for FHA Mortgages
March 20, 2017 - Do you need help figuring out whether you are eligible for an FHA mortgage? It may be simpler than you think. FHA home loans are not just for a certain income level, and they are not just for first-time buyers, as we’ll see.
Can Collection Activity Hurt Your FHA Loan Chances?
March 15, 2017 - Credit issues worry some FHA loan applicants. Not knowing how the lender will interpret some kinds of negative credit information causes a lot of anxiety for new borrowers. However, having a collection account on your record may not be an automatic barrier to getting an FHA mortgage.