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FHA home loans were created to help first-time home buyers purchase a home. FHA calculators let homebuyers and homeowners understand what they can afford to safely borrow to finance a home.

FHA Mortgage Loan Rates

June 17, 2019
FHA Rates for June 17, 2019
Compare 30 Year Fixed Mortgages
Compare 15 Year Fixed Mortgages
Use our mortgage calculators
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FHA Loans are a good choice for home purchase and refinance loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

How Much Can I Afford?

FHA Mortgage Calculator

Use the following calculator to help you determine an affordable monthly payment so that you know what you can afford before you make an offer on the home you want to purchase.

Desired Mortgage

Down Payment

Term of Loan

Interest Rate

Property Taxes

Non-Mortgage Debt

YOUR RESULTS

Estimated Mortgage Payment:

$.00/mo

Estimated Total Payment:

Includes monthly mortgage insurance premiums using base loan amt. x (.85% for 30 yr or 0.70% for 15 yr)/12 effective after 01/26/15

$.00/mo

Required Monthly Income:

$.00

Required Annual Income:

$.00


This does not include upfront mortgage insurance if needed. Your salary must meet the following two conditions on FHA loans:

-- The sum of the monthly mortgage and monthly tax payments must be less than 31% of your gross (pre-taxes) monthly salary.

-- The sum of the monthly mortgage, monthly tax and other monthly debt payments must be less than 43% of your gross (pre-taxes) monthly salary.

DISCLAIMER: The figures displayed above are based upon your input and may not reflect your actual mortgage payment or total monthly costs. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases. The MIP displayed are based upon FHA guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. See upfront and monthly calculations: FHA Mortgage Insurance Requirements.

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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!