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FHA mortgage loan calculators can help people understand how much they can afford to borrow. FHA loans let you purchase a home with a low down payment and lower credit requirements.

FHA Mortgage Loan Rates

August 19, 2018
FHA Rates for August 19, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA.com is a private company, is not a government agency, and does not make loans.

FHA Loan Calculators

Be Smart When it Comes to Your Mortgage

These FHA loan calculators will estimate what your mortgage payments will be and what you can afford. FHA loans are insured by the Federal Housing Administration. Qualified borrowers can expect lower down payments and credit requirements than what is typically required with conventional loans. The minimum down payment requirement for an FHA loan is only 3.5%.

How Much Can I Borrow?

FHA Loan Calculator

Use our FHA mortgage calculator to determine the highest monthly payment and the maximum loan amount you can qualify for. We can help you understand how a lender looks at your ability to make payments.

How much you can borrow depends on circumstances. The interest rate, for example, is determined in part by your credit history and FICO scores. The better your FICO scores are, the better the interest rates. Your current debts will also factor into things. Use our FHA Loan Calculator to learn more.




How Much Can I Afford?

FHA Loan Calculator

The amount you can qualify for and what you can actually afford are two different things. Make sure you can comfortably pay for the home you want to buy or refinance.

A criteria for a successful mortgage application is your debt-to-income ratio. An FHA borrower's debt-to-income ratio can be no more than 41% in most cases. Use our FHA Loan Calculator to learn more.




How Much Are My Payments?

FHA Loan Calculator

There are a variety of factors that will go into calculating your monthly mortgage payment. The loan amount, the FHA loan limits in your county, the amount of the loan the FHA will insure, and the Up Front Mortgage Insurance Premium (UFMIP) all come into play.

Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Use our FHA Loan Calculator to learn more.




FHA Loan Limits: Free Widget

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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!