FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for January 27, 2022
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.

- Improving Your Credit Score Has Never Been More Important -

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Who is SecureRights?

SecureRights Advertiser Contact Information

SecureRights is affiliated with LeadPoint, Inc., a Delaware corporation with its headquarters in Los Angeles, California and maintains an online marketplace that helps match businesses that provide residential mortgages, debt financing and other financial products and services to consumers who have expressed an interest in seeking such products and services. SecureRights is an independent third party verification service that is dedicated to combating fraud and protecting consumer privacy.

When consumers seeking financial products and services submit their information through websites prominently displaying the SecureRights logo, we will collect and use personal information about you to respond to your request for such products and services. SecureRights also provides a mechanism for consumers to report fraud or violations of their privacy.

SecureRights Contact Information:

LeadPoint, Inc. DBA Secure Rights
11801 Mississippi Ave. Suite 100
Los Angeles, CA 90025

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FHA Loan Articles and Mortgage News

How to Pay Your Closing Costs

January 25, 2022 - There are a number of ways you can pay for the closing costs of your FHA home loan. Closing costs can include any discount points you are paying to lower your interest rate, appraisal fees, property taxes, and other expenses.

Allowable Sources for FHA Home Loan Down Payments

January 22, 2022 - Here’s a list of general down payment questions related to FHA home loans. In each case, the answer is informed by the FHA Lender’s Handbook, HUD 4000.1 but all borrowers should know that additional lender requirements may also apply.

Home Loan Approval, Credit Issues, and Credit Repair

January 18, 2022 - Despite their promises, nobody can remove accurate data from your credit report that is not outdated. That’s the lure some third-party credit repair companies use to get your money. Did you know there are many things you can do to improve your FICO scores yourself?

Fair Housing Laws: Know Your Rights

January 17, 2022 - Most people generally seem to understand that you cannot be discriminated against for your race, religion, gender, or national origin when you look for an FHA mortgage. This is true at all stages of the housing process whether you seek an FHA loan, conventional mortgage, or even rental housing.

FHA Home Loan Myths in 2022

January 16, 2022 - Our headline is a bit disingenuous because the myths we’re discussing prevail in every calendar year one way or another. Most times, when people make assumptions about FHA loans, it often has to do with being or not being a first-time homebuyer.