Quantcast

Our FHA loan experts specialize in getting hassle-free FHA mortgage loans for our customers. We offer a full menu of FHA mortgage loan products.

FHA Loan Programs for 2023

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

Our FHA Loan Experts

About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, “The Scope of Our Service” at https://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

SEE YOUR CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


GET STARTED

FHA Loan Articles and Mortgage News

What to Look for on Your Mortgage Statement

March 31, 2023 - After you purchase a home with an FHA mortgage, your lender must provide you with information that can help you keep track of your mortgage. Did you know your lender is required by law, with certain exceptions, to provide you with this information?

What to Know About the Costs of an FHA Mortgage

March 30, 2023 - It’s a common question. What is the total that a participating lender can charge on an FHA loan? There is no single answer if you are looking for a specific dollar amount. Home loan costs vary depending on the housing market, state law, and other variables.

What Can Go Wrong When Buying a Home for the First Time

March 28, 2023 - If there are too many eager buyers for a single property, you may find yourself being pressured to go for a no-inspection purchase (always a terrible idea) or to waive other consumer rights in order to close the deal.

Questions to Ask a House Seller

March 26, 2023 - Your lender questions should include whether there is an opportunity to buy down your interest rate, how much that rate might be, as well as any discount or perk offered to you for using that lender over another one. It never hurts to ask.

When a Home's Sale Price Is Higher than Market Value

March 24, 2023 - An FHA appraisal, VA appraisal, or conventional mortgage appraisal all work toward the same end. No matter the nature of the loan itself, the appraisal is meant to establish the current fair market value of the home compared to others like it in the area.