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Our FHA loan experts specialize in getting hassle-free FHA mortgage loans for our customers. We offer a full menu of FHA mortgage loan products.

FHA Loan Programs for 2022

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Our FHA Loan Experts

About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, “The Scope of Our Service” at https://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

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FHA Loan Articles and Mortgage News

Understanding Your FHA Home Loan Mortgage Payment

November 22, 2022 - Buying a home with an FHA mortgage requires you to make a down payment, pay closing costs, and ultimately accept the keys and move into your new home. And once that step is done, your first monthly mortgage payment is on the way. 

Help for First-Time Homebuyers

November 19, 2022 - FHA home loans are for many different kinds of borrowers including those who have never owned a home before, those who want to buy and renovate, those who want manufactured homes, or condos.

Adjustable Rate Mortgage Pros and Cons

November 17, 2022 - he reason many apply for an FHA Adjustable Rate Mortgage (FHA ARM) option is because they want to take full advantage of the intro rate or teaser rate, and plan to refinance later on when the mortgage rate environment is more borrower-friendly.

FHA Loan Approval Changes Could Help First-Time Borrowers

November 16, 2022 - The FHA and HUD announced changes to FHA loan approval procedures for first-time homebuyers. The changes essentially give a participating FHA lender the ability to consider qualifying positive rental payment history as a factor in loan approval.

Questions to Ask Your Lender Before Buying a Home

November 14, 2022 - If you are planning to build or buy a home with an FHA loan, there are some questions you want answered before you commit to a particular lender. Some of the answers may be common among participating lenders, and others may vary.