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Our FHA loan experts specialize in getting hassle-free FHA mortgage loans for our customers. We offer a full menu of FHA mortgage loan products.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for May 7, 2021
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Our FHA Loan Experts

About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, “The Scope of Our Service” at https://www.fha.com/terms_of_use.

We educate home buyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

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FHA Loan Articles and Mortgage News

FHA Announces Updates to Home Loan Rules

May 6, 2021 - Many Americans have needed foreclosure avoidance measures due to economic hardship brought on by the global pandemic. The FHA and HUD have announced many steps to help homeowners with FHA mortgages keep their home.

One-Time Close Construction Loans in Florida

May 3, 2021 - FHA / VA / USDA One-Time Close construction loans are an important option to consider for those looking to build  a new home in Florida. Florida home values have gone up 10.0% over the past year and Zillow predicts they will continue to rise within the next year.
 

Home Loan Issues You Should Know About

May 1, 2021 - What kinds of problems make it tougher for your lender to approve your mortgage loan application? We all know that credit scores, loan repayment history, and the amount of debt you carry can affect your ability to get home loan approval.

Plan Your FHA Mortgage Before the Application Process

April 29, 2021 - Before you fill out loan application paperwork, you’ll need a year or more to save up for the down payment and closing costs, work on your credit to lower your FICO score, and reduce the amount of your debt. But there are some other areas you will want to consider during this time.

How Much Down Payment Do I Need to Build My Home?

April 27, 2021 - If you’re thinking about building your home from the ground up using a One-Time Close loan, your down payment depends on the type of mortgage you seek -- VA, FHA, USDA, conventional, etc. Down payments requirements can range from zero to 20% and is separate from closing costs.