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The down payment assistance programs that are listed here are a sample of what is available for homebuyers in Alaska. This can be your starting point as you search for the right program for your family.

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July 22, 2019
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FHA Down Payment Grants for 2019

Mortgage Assistance for Homebuyers in Alaska

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The Alaska Housing Finance Corporation offers down payment assistance or secondary financing options, with their Affordable Housing Enhanced Loan Program (AHELP). The program works together with governmental agencies, nonprofit agencies, and regional housing authorities.

Cook Inlet Down Payment Assistance (DPA) Program was designed to help individuals afford the hefty down payments that are associated with the mortgage transaction. The program saves homebuyers money when combined with a first mortgage.

The Home Opportunity Program provides assistance funds in the form of a zero-interest loan, with the first $10,000 conditionally forgivable over a five-year period. These funds must be repaid if the homebuyer does not continue to own and occupy the purchased property for the required period.

Alaska’s Tlingit Haida Regional Housing Authority (THRHA) provides homebuyers with the Down Payment Assistance Program. Funds from this program can be put toward the down payment and/or closing costs(excluding prepaid closing expenses) associated with the mortgage transaction.

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Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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