Qualifying applicants receive a customizable grant with different loan types, including FHA, VA, USDA, or the Fannie Mae HFA Preferred Conventional loan. All Home at Last loans are 30-year, fixed rate mortgages, and the grants do not have to be paid back.

FHA Mortgage Loan Rates

September 22, 2018
FHA Rates for September 22, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

Prequalify Now!

Compare mortgage rates for your refinance or home purchase loan.

CHOOSE A LOAN TYPE

then
get
your

FREE CREDIT SCORE

Do you know what's on
your credit report?
FHA.com is a private company, is not a government agency, and does not make loans.

Home at Last Access Down Payment Assistance Grant

Financial Assistance for Homebuyers in Nevada

The Nevada Rural Housing Authority’s inclusive home financing program, The Home at Last Access Down Payment Assistance Grant, allows borrowers a number of options on the amount of assistance they require. Qualifying applicants receive a customizable grant with different loan types, including FHA, VA, USDA, or the Fannie Mae HFA Preferred Conventional loan. All Home at Last loans are 30-year, fixed rate mortgages, and the grants do not have to be paid back.

Available Assistance
The program offers different grant options which provide borrowers with up to $22,600 in down payment assistance. Applicants with FHA, VA, and USDA-RD loans have down payment options ranging from 2 to 5 percent of their loan amount (depending on the loan type). For applicants with the Fannie Mae HFA Preferred Conventional loan, the down payment options are either 3, 4, or 5 percent of the loan amount.

Eligibility Requirements
In order to be considered eligible for the Hole At Last Applicants must meet credit score requirements. FHA, VA, and USDA-RD loans require a minimum credit score of 640 (or 680 for manufactured homes). Fannie Mae HFA Preferred Conventional loan requires a minimum credit score ranges from 640 to 680 (depending on property type and loan-to-value). All applicants must fall under the program's $95,500 income limit. 

Property Guidelines
Applicants must meet property requirements for FHA, VA, and USDA-RD loans (manufactured homes, condos, townhomes, and 2-4 family units are eligible, subject to FHA, VA and USDA requirements) and Fannie Mae HFA Preferred Conventional loans (manufactured homes, condos, townhomes, and 2-4 family units are eligible with a maximum 95% loan-to-value).

(Note: All figures were accurate at the time of publication and may no longer be current - visit the program website for updated information.)

Down Payment Grants in Nevada

This grant provides funds to homebuyers whose savings fall short of the necessary upfront costs of the mortgage process. The grant amount (which does not require repayment) can be as much as 5 percent of the loan amount, to be used towards down payment and closing costs.

Qualifying applicants receive a customizable grant with different loan types, including FHA, VA, USDA, or the Fannie Mae HFA Preferred Conventional loan. All Home at Last loans are 30-year, fixed rate mortgages, and the grants do not have to be paid back.

FREE CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!