FHA Down Payment Grants for 2024
Mortgage Assistance for Homebuyers in Florida
Broward County Homebuyer Purchase Assistance Program
Broward County recognizes that many individuals who can afford monthly mortgage payments don't have the required down payment for a home. The Broward County’s Homebuyer Purchase Assistance Program helps potential homebuyers overcome this hurdle by offering down payment assistance.
Escambia County Down Payment and Closing Cost Assistance
The program provides down payment and closing costs assistance to income-eligible applicants in the form of a zero-interest, deferred second mortgage, with the maximum loan amount being $7,500. This can be used in conjunction with the program’s 4 percent first mortgage exclusively.
Hardest Hit Fund Down Payment Assistance
The Housing Finance Authority of Hillsborough County offers the Hillsborough First with Hardest Hit Fund (HHF) Down Payment Assistance Program. The program is meant to help first-time homebuyers who do not have enough money saved for hefty down payments and closing costs.
Head Start To HOME Ownership Program
The City of Jacksonville offers the Head Start To HOME Ownership Program, also known as H2H, which provides down payment and closing cost assistance to eligible applicants interested in purchasing a home.
HFA Miami-Dade Mortgage Program
The Housing Finance Authority of Miami-Dade recognizes the high upfront costs of purchasing a home. To help offset this cost, the HFA offers a first mortgage as well down payment assistance to potential homebuyers.
Home Key Plus 2nd Mortgage
The Housing Finance Authority of Pinellas County’s First-time Homebuyer Program is designed to help potential borrowers purchase the home of their dreams. Along with a first mortgage, the program helps borrowers with down payment assistance via the Home Key Plus 2nd Mortgage.
Home Ownership Program
With their Home Ownership Program, the Housing Finance Authority of Manatee County offers homebuyers down payment assistance. In addition to a first mortgage, the program gives borrowers the chance to cover the down payment and/or closing costs as well.
Home Sweet Home Hillsborough Program
The Housing Finance Authority of Hillsborough County offers homebuyers the Home Sweet Home Hillsborough Program that helps applicants overcome the hurdle of expensive down payments.
Lee County FirstPlus Program
Florida's Lee County Housing Finance Authority provides first-time homebuyers down payment and closing cost assistance with the FirstPlus program. This program works on a first-come, first-served basis and is continuously funded.
Orange County Down Payment Assistance Program
Florida residents in Orange County can take advantage the Down Payment Assistance Program, which provides funding to income-eligible first-time homebuyers to help them purchase a new or existing home. These funds are to be put toward paying qualified closing costs and the down payment associated with a mortgage transaction.
Palm Bay HOME Down Payment Assistance Program
The City of Palm Bay in Florida established the HOME Down Payment Assistance Program, which is designed to help income-eligible applicants with down payment and closing cost assistance to purchase their first home, and rehabilitation, if needed.
State Housing Initiatives Partnership Program
The State Housing Initiatives Partnership (SHIP) Program in Charlotte County provides income-eligible applicants up to 10 percent of the purchase price (a maximum award of $15,000), in the form of a zero-interest loan.
Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
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FHA Down Payment Programs Near You
- Brentwood Down Payment Assistance Program
- CalHFA My Home Assistance Program
- Emeryville First Time Homebuyer Loan Program
- GSFA Platinum Program
- Los Angeles County Affordable Homeownership Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Santa Ana Downpayment Assistance Program
- Broward County Homebuyer Purchase Assistance Program
- Escambia County Down Payment and Closing Cost Assistance
- Hardest Hit Fund Down Payment Assistance
- Head Start To HOME Ownership Program
- HFA Miami-Dade Mortgage Program
- Home Key Plus 2nd Mortgage
- Home Ownership Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Orange County Down Payment Assistance Program
- Palm Bay HOME Down Payment Assistance Program
- State Housing Initiatives Partnership Program
- Albany County Rural Housing Alliance Acquisition Grant
- City of Albany Home Acquisition Program (HAP)
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- Homebuyer Dream Program®
- NY State Association of Realtors Housing Opportunities Foundation
- Rensselaer County Homebuyer Program
- State of New York Mortgage Agency Down Payment Assistance Loan
- ARCH East King County Downpayment Assistance Loan
- Bellingham Downpayment Assistance
- Home Advantage Down Payment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- Pierce County Downpayment Assistance Program
- Seattle Downpayment Assistance Program
- Tacoma Down Payment Assistance Program
- Veterans Downpayment Assistance Loan Program
