FHA Down Payment Grants for 2022
Mortgage Assistance for Homebuyers in Maryland

ACDS Mortgage Assistance
Arundel Community Development Services, Inc. offers eligible applicants assistance in the form of funds to pay for their down payment costs with the ACDS Mortgage Assistance.
Gaithersburg Homebuyer Assistance Loan Program
The Gaithersburg Homebuyer Assistance Loan Program provides closing cost and down payment assistance to eligible first-time homebuyers who purchase within the City of Gaithersburg corporate limits.
Home Stretch Down Payment Assistance Program
To help residents afford their first home, the City of Tacoma Park offers income-eligible, first-time homebuyers down payment assistance with the Home Stretch program.
Maryland Mortgage Program
Any homebuyer with a home loan from the Maryland Mortgage Program (MMP) can apply for their Down Payment Assistance program to help make a down payment on the property, pay for closing costs, or satisfy prepaid/escrow expenses.

Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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FHA Down Payment Programs Near You
- CalHFA My Home Assistance Program
- Brentwood Down Payment Assistance Program
- Emeryville First Time Homebuyer Loan Program
- GSFA Platinum Program
- San Diego County Down Payment / CalHome Program
- Monterey County Down Payment Assistance Program
- Santa Ana Downpayment Assistance Program
- Los Angeles County Affordable Homeownership Program
- Orange County Housing and Development Mortgage Assistance Program
- Home Sweet Home Hillsborough Program
- Home Ownership Program
- HFA Miami-Dade Mortgage Program
- Broward County Homebuyer Purchase Assistance Program
- State Housing Initiatives Partnership Program
- Orange County Down Payment Assistance Program
- Hardest Hit Fund Down Payment Assistance
- Escambia County Down Payment and Closing Cost Assistance
- Palm Bay HOME Down Payment Assistance Program
- Lee County FirstPlus Program
- Home Key Plus 2nd Mortgage
- Head Start To HOME Ownership Program
- Homebuyer Dream Program®
- Albany County Rural Housing Alliance Acquisition Grant
- City of Albany Home Acquisition Program (HAP)
- Homebuyer Down Payment Assistance
- First Time Home Buyer’s Program
- NY State Association of Realtors Housing Opportunities Foundation
- Rensselaer County Homebuyer Program
- State of New York Mortgage Agency Down Payment Assistance Loan
- Tacoma Down Payment Assistance Program
- Seattle Downpayment Assistance Program
- Pierce County Downpayment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Bellingham Downpayment Assistance
- ARCH East King County Downpayment Assistance Loan
- Home Advantage Down Payment Assistance Loan Program
- Veterans Downpayment Assistance Loan Program