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The down payment assistance programs that are listed here are a sample of what is available for homebuyers in South Dakota. This can be your starting point as you search for the right program for your family.

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June 23, 2018
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FHA Down Payment Grants for 2018

Mortgage Assistance for Homebuyers in South Dakota

The First-time Homebuyer Program provides low interest fixed rate mortgage loans and cash assistance for homebuyers purchasing their first home. To qualify for the program, applicants must not have owned a home in the past three years. 

The South Dakota Housing Development Authority offers the Fixed Rate Plus Option Program to help  cover some or all of the down payment and closing costs associated with a mortgage transaction. It  provides eligible applicants with assistance up to 3 percent of the loan amount. 

South Dakota’s Homes Are Possible Inc. (HAPI) acknowledges that potential homebuyers able to make the monthly payments on a new home may not have enough saved for a down payment. That’s why HAPI currently offers a $3,500 non-forgivable loan as Down Payment/Closing Cost Assistance for Brown County.

​Since 1998, the Sioux Falls Homebuyer Assistance Program has helped low- and moderate-income individuals by providing assistance with the down payment and closing costs associated with the buying a new home. Assistance comes in the form of zero-interest, deferred loans.

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FHA Down Payment Programs Near You

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FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!