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The down payment assistance programs that are listed here are a sample of what is available for homebuyers in North Carolina. This can be your starting point as you search for the right program for your family.

FHA Loan Programs for 2023

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Down Payment Grants for 2023

Mortgage Assistance for Homebuyers in North Carolina

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The homebuyer down payment and closing cost assistance program (DPA) is a source of financial assistance for first-time homebuyers purchasing homes within Greensboro city limits

DreamKey Partners helps to administer the HouseCharlotte Program on behalf of the City of Charlotte.

This program provides stable, fixed-rate mortgage and down payment assistance of up to 5 percent of the loan amount. Repayment of the down payment is not required, unless the property is sold, refinanced, or transferred within 15 years.

In order to help more residents of Raleigh secure safe and affordable housing, the City provides assistance to qualifying individuals with its Homebuyer Program.

The City of Winston-Salem Homebuyer Assistance Program provides financial and technical assistance to first-time homebuyers with incomes less than 80% of the area median income.

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Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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FHA Down Payment Programs Near You