FHA Down Payment Grants for 2023
Mortgage Assistance for Homebuyers in Texas

5 Star Texas Advantage Program
The Southeast Texas Housing Finance Corporation (SETH) offers Texas residents the 5 Star Texas Advantage Program, which helps eligible applicants with down payment and closing cost assistance in the form of a grant.
Austin Down Payment Assistance Program
The Austin Down Payment Assistance Program helps low-income families purchase their first home by offering up to $40,000 in assistance funds, to help cover the upfront costs of a mortgage.
Harris County Community Services Department DPA Program
In order to help more residents purchase their first homes in Harris County, the Community Services Department offers eligible applicants help with its Down Payment Assistance Program.
Homeownership Across Texas
Homeownership Across Texas grants 5 percent of the loan amount with VA, FHA, or USDA financed loans. Borrowers with conventional loans receive 3 percent grants. Grants do not come with any repayment or recapture period, nor is there a first-time homebuyer requirement.
Homes for Texas Heroes Program
This initiative provides teachers, police and correctional officers, fire fighters and EMS personnel, and veterans with down payment assistance between 3 and 5 percent of the loan amount and a 30-year fixed rate mortgage with several rates and loan options.
My First Texas Home
Along with a competitive, fixed interest, 30-year home loan, the Texas Department of Housing and Community Affairs offers the My First Texas Home Taxable Mortgage Program (TMP) offers down payment and closing cost assistance of up to 5 percent of the mortgage loan.
Travis County - Hill Country Home Down Payment Assistance
This program is designed for homebuyers to purchase a home anywhere in Travis County, including the City of Austin, by helping them overcome the obstacle of down payment costs. A grant of up to 6% percent of the loan amount is applied towards the down payment or closing costs.

Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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FHA Down Payment Programs Near You
- Brentwood Down Payment Assistance Program
- GSFA Platinum Program
- Emeryville First Time Homebuyer Loan Program
- CalHFA My Home Assistance Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Los Angeles County Affordable Homeownership Program
- Santa Ana Downpayment Assistance Program
- State Housing Initiatives Partnership Program
- Broward County Homebuyer Purchase Assistance Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Home Ownership Program
- Head Start To HOME Ownership Program
- Orange County Down Payment Assistance Program
- HFA Miami-Dade Mortgage Program
- Hardest Hit Fund Down Payment Assistance
- Escambia County Down Payment and Closing Cost Assistance
- Palm Bay HOME Down Payment Assistance Program
- Home Key Plus 2nd Mortgage
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- NY State Association of Realtors Housing Opportunities Foundation
- Albany County Rural Housing Alliance Acquisition Grant
- Rensselaer County Homebuyer Program
- Homebuyer Dream Program®
- City of Albany Home Acquisition Program (HAP)
- State of New York Mortgage Agency Down Payment Assistance Loan
- Veterans Downpayment Assistance Loan Program
- Home Advantage Down Payment Assistance Loan Program
- Tacoma Down Payment Assistance Program
- Seattle Downpayment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Bellingham Downpayment Assistance
- ARCH East King County Downpayment Assistance Loan
- Pierce County Downpayment Assistance Program