The down payment assistance programs that are listed here are a sample of what is available for homebuyers in Hawaii. This can be your starting point as you search for the right program for your family. Home Purchase and Refinance Loans

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FHA Down Payment Grants for 2024

Mortgage Assistance for Homebuyers in Hawaii

This Down Payment Assistance Loan allows borrowers to purchase a home with a 5 percent down payment and avoid mortgage insurance requirements through a second mortgage/the down payment loan. The maximum loan amount available to applicants is $75,000.

The Honolulu Down Payment Loan Program provides applicants up to $40,000 in assistance funds in the form of a zero-fee, zero-interest loan with a 20-year amortization term.  Minimum monthly payments can be lowered, based on the applicant’s credit qualifications.

The Hawaii Housing Finance and Development Corporation (HHFDC) offers homebuyers the Hula Mae Mortgage Loan Program. In addition to an affordable home loan, the program provides assistance toward making the down payment associated with a mortgage.

Down payment assistance programs and/or grants were researched by the team at Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.'s compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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FHA Down Payment Programs Near You