FHA Down Payment Grants for 2024
Mortgage Assistance for Homebuyers in Iowa
Cedar Rapids First Time Home Buyer Program
The City of Cedar Rapids offers individuals down payment assistance in the form of the First Time Home Buyer Program. Funds are available on a first come, first served basis, and applications are reviewed in order.
Dubuque First-Time Homebuyer Loan Program
This program provides long-term, zero-interest loans of up to $5,000 to help cover down payment and closing costs associated with purchasing a new home. In the case of household income less than 30 percent of the area median income (AMI), individuals may also receive up to $25,000.
FirstHome Plus
In an effort to assist individuals achieve their homeownership goals the Iowa Finance Authority offers the FirstHome Plus program, which provides down payment assistance to eligible first-time home buyers who are purchasing a primary residence in Iowa.
Home$tart and Home$tart Plus Programs
In an effort to help families achieve their homeownership dreams, the Federal Home Loan Bank (FHLB) of Des Moines offers individuals the Home$tart and Home$tart Plus Programs, which assist by providing down payment and closing cost assistance.
Waterloo Down Payment Assistance Program
The Waterloo Down Payment Assistance Program provides applicants with assistance funds via a forgivable, second mortgage. If an applicant chooses to sell the home in under five years, the loan amount is recaptured and used to replenish the loan fund.
Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
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FHA Down Payment Programs Near You
- Brentwood Down Payment Assistance Program
- CalHFA My Home Assistance Program
- Emeryville First Time Homebuyer Loan Program
- GSFA Platinum Program
- Los Angeles County Affordable Homeownership Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Santa Ana Downpayment Assistance Program
- Broward County Homebuyer Purchase Assistance Program
- Escambia County Down Payment and Closing Cost Assistance
- Hardest Hit Fund Down Payment Assistance
- Head Start To HOME Ownership Program
- HFA Miami-Dade Mortgage Program
- Home Key Plus 2nd Mortgage
- Home Ownership Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Orange County Down Payment Assistance Program
- Palm Bay HOME Down Payment Assistance Program
- State Housing Initiatives Partnership Program
- Albany County Rural Housing Alliance Acquisition Grant
- City of Albany Home Acquisition Program (HAP)
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- Homebuyer Dream Program®
- NY State Association of Realtors Housing Opportunities Foundation
- Rensselaer County Homebuyer Program
- State of New York Mortgage Agency Down Payment Assistance Loan
- ARCH East King County Downpayment Assistance Loan
- Bellingham Downpayment Assistance
- Home Advantage Down Payment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- Pierce County Downpayment Assistance Program
- Seattle Downpayment Assistance Program
- Tacoma Down Payment Assistance Program
- Veterans Downpayment Assistance Loan Program
