FHA Down Payment Grants for 2021

Down Payment and Closing Cost Loans

Minnesota Housing understands that high upfront costs of purchasing a home can be a tough hurdle for some families to overcome, which is why they offer down payment and closing cost assistance to those financing their home with a Minnesota Housing first mortgage.

First Time Homebuyer Program

The First Time Homebuyer Program is an initiative of Dakota County Community Development Agency (CDA). All first time homebuyers are eligible to receive up to $10,000 in down payment and closing cost assistance in the form of a second mortgage, depending on household size and income.

NeighborhoodLIFT

The NeighborhoodLIFT program helps individuals in the Minneapolis or Saint Paul area achieve their dreams of homeownership.

Project Reinvest

By providing down payment assistance funds to eligible applicants, Project Reinvest helps to offset the heavy upfront costs associated with the mortgage process.

Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

FHA Down Payment Programs Near You