FHA Down Payment Grants for 2021

Manufactured Housing Down Payment Loan Program

The program provides applicants with a deferred, zero-interest loan to help cover down payment and closing costs associated with the purchase of a new home. Borrowers do not need make any monthly payments on the MHDP Loan unless they decide to sell or transfer their home. 

Vermont Housing and Finance Association ASSIST Loan

The Vermont Housing and Finance Association (VHFA) offers an ASSIST loan which can be used in conjunction with a VHFA mortgage. The ASSIST loan is designed to provide applicants purchasing their first home with up to $5,000 to help with down payment and closing costs.

Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

FHA Down Payment Programs Near You