FHA Down Payment Grants for 2023
Mortgage Assistance for Homebuyers in Pennsylvania

Beaver County First Time Buyer Program
The First Time Buyer Program allows for a down payment and closing cost assistance grant if an applicant’s income is at or below 80% of the area’s median income.
Chester County First Time Home Buyer Program
The Housing Partnership of Chester County (HPCC) offers low-moderate income individuals and families the First Time Home Buyer Program to assist them in buying a new home within Chester County.
Cumberland County Affordable Housing Trust Fund First-Time Homebuyer’s Program
The Cumberland County Affordable Housing Trust Fund First-Time Homebuyer’s Down Payment and Closing Cost Assistance Program provides up to $5,000 in assistance to qualified first-time homebuyers.
Delaware County Homeownership First Program
The Delaware County Homeownership First Program offers down payment and closing cost assistance to eligible homebuyers. The total assistance is not to exceed $5,000; this will cover up to 2 percent of the down payment of the new home.
HOMEstead Downpayment and Closing Cost Assistance Loan
The Pennsylvania Housing Finance Agency (PHFA) offers eligible homebuyers assistance in meeting the upfront costs of homeownership through different programs, one of which is the HOMEstead Downpayment and Closing Cost Assistance Loan.
Keystone Advantage Assistance Loan Program
The Pennsylvania Housing Finance Agency (PHFA) offers eligible homebuyers assistance in meeting the upfront costs of homeownership through different programs, one of which is the Keystone Advantage Assistance Loan Program.

Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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FHA Down Payment Programs Near You
- Brentwood Down Payment Assistance Program
- GSFA Platinum Program
- Emeryville First Time Homebuyer Loan Program
- CalHFA My Home Assistance Program
- Monterey County Down Payment Assistance Program
- Orange County Housing and Development Mortgage Assistance Program
- San Diego County Down Payment / CalHome Program
- Los Angeles County Affordable Homeownership Program
- Santa Ana Downpayment Assistance Program
- State Housing Initiatives Partnership Program
- Broward County Homebuyer Purchase Assistance Program
- Home Sweet Home Hillsborough Program
- Lee County FirstPlus Program
- Home Ownership Program
- Head Start To HOME Ownership Program
- Orange County Down Payment Assistance Program
- HFA Miami-Dade Mortgage Program
- Hardest Hit Fund Down Payment Assistance
- Escambia County Down Payment and Closing Cost Assistance
- Palm Bay HOME Down Payment Assistance Program
- Home Key Plus 2nd Mortgage
- First Time Home Buyer’s Program
- Homebuyer Down Payment Assistance
- NY State Association of Realtors Housing Opportunities Foundation
- Albany County Rural Housing Alliance Acquisition Grant
- Rensselaer County Homebuyer Program
- Homebuyer Dream Program®
- City of Albany Home Acquisition Program (HAP)
- State of New York Mortgage Agency Down Payment Assistance Loan
- Veterans Downpayment Assistance Loan Program
- Home Advantage Down Payment Assistance Loan Program
- Tacoma Down Payment Assistance Program
- Seattle Downpayment Assistance Program
- Opportunity Downpayment Assistance Loan Program
- HomeChoice Down Payment Assistance Program
- Bellingham Downpayment Assistance
- ARCH East King County Downpayment Assistance Loan
- Pierce County Downpayment Assistance Program