NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.
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Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
Minnesota Housing understands that high upfront costs of purchasing a home can be a tough hurdle for some families to overcome, which is why they offer down payment and closing cost assistance to those financing their home with a Minnesota Housing first mortgage.
The NeighborhoodLIFT program helps individuals in the Minneapolis or Saint Paul area achieve their dreams of homeownership.
By providing down payment assistance funds to eligible applicants, Project Reinvest helps to offset the heavy upfront costs associated with the mortgage process.
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The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.
Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.
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