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FHA lending limits in VIRGINIA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for January 26, 2021
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in VIRGINIA Counties

FHA mortgage lending limits in VIRGINIA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

133 match(es) found.
ACCOMACK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALBEMARLE County
CHARLOTTESVILLE, VA
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
ALEXANDRIA CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
ALLEGHANY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
AMELIA County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
AMHERST County
LYNCHBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
APPOMATTOX County
LYNCHBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ARLINGTON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
AUGUSTA County
STAUNTON, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BATH County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BEDFORD County
LYNCHBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BLAND County
BLUEFIELD, WV-VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BOTETOURT County
ROANOKE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRISTOL CITY County
KINGSPORT-BRISTOL, TN-VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRUNSWICK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUCHANAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUCKINGHAM County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUENA VISTA CIT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CAMPBELL County
LYNCHBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CAROLINE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CARROLL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHARLES CITY County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
CHARLOTTE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHARLOTTESVILLE County
CHARLOTTESVILLE, VA
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
CHESAPEAKE CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
CHESTERFIELD County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
CLARKE County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
COLONIAL HEIGHT County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
COVINGTON CITY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CRAIG County
ROANOKE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CULPEPER County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
CUMBERLAND County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DANVILLE CITY County
DANVILLE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DICKENSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DINWIDDIE County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
EMPORIA CITY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ESSEX County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FAIRFAX County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
FAIRFAX CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
FALLS CHURCH CI County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
FAUQUIER County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
FLOYD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FLUVANNA County
CHARLOTTESVILLE, VA
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
FRANKLIN County
ROANOKE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FRANKLIN CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
FREDERICK County
WINCHESTER, VA-WV
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FREDERICKSBURG County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
GALAX CITY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GILES County
BLACKSBURG-CHRISTIANSBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GLOUCESTER County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
GOOCHLAND County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
GRAYSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GREENE County
CHARLOTTESVILLE, VA
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
GREENSVILLE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HALIFAX County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HAMPTON CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
HANOVER County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
HARRISONBURG CI County
HARRISONBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HENRICO County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
HENRY County
MARTINSVILLE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HIGHLAND County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HOPEWELL CITY County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
ISLE OF WIGHT County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
JAMES CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
KING AND QUEEN County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
KING GEORGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$358,800 $459,300 $555,200 $690,000
KING WILLIAM County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
LANCASTER County
NON-METRO
Single Duplex Tri-plex Four-plex
$442,750 $566,800 $685,100 $851,450
LEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LEXINGTON CITY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LOUDOUN County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
LOUISA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LUNENBURG County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LYNCHBURG CITY County
LYNCHBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MADISON County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
MANASSAS CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
MANASSAS PARK C County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
MARTINSVILLE CI County
MARTINSVILLE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MATHEWS County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
MECKLENBURG County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MIDDLESEX County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTGOMERY County
BLACKSBURG-CHRISTIANSBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NELSON County
CHARLOTTESVILLE, VA
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
NEW KENT County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
NEWPORT NEWS CI County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
NORFOLK CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
NORTHAMPTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NORTHUMBERLAND County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NORTON CITY County
BIG STONE GAP, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NOTTOWAY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ORANGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PAGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PATRICK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PETERSBURG CITY County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
PITTSYLVANIA County
DANVILLE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POQUOSON CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
PORTSMOUTH CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
POWHATAN County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
PRINCE EDWARD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PRINCE GEORGE County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
PRINCE WILLIAM County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
PULASKI County
BLACKSBURG-CHRISTIANSBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RADFORD CITY County
BLACKSBURG-CHRISTIANSBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RAPPAHANNOCK County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
RICHMOND County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RICHMOND CITY County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
ROANOKE County
ROANOKE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROANOKE CITY County
ROANOKE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROCKBRIDGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROCKINGHAM County
HARRISONBURG, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RUSSELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SALEM CITY County
ROANOKE, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCOTT County
KINGSPORT-BRISTOL, TN-VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SHENANDOAH County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SMYTH County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SOUTHAMPTON County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
SPOTSYLVANIA County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
STAFFORD County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
STAUNTON CITY County
STAUNTON, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SUFFOLK CITY County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
SURRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SUSSEX County
RICHMOND, VA
Single Duplex Tri-plex Four-plex
$535,900 $686,050 $829,250 $1,030,600
TAZEWELL County
BLUEFIELD, WV-VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
VIRGINIA BEACH County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
WARREN County
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
WASHINGTON County
KINGSPORT-BRISTOL, TN-VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAYNESBORO CITY County
STAUNTON, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WESTMORELAND County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WILLIAMSBURG CI County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
WINCHESTER CITY County
WINCHESTER, VA-WV
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WISE County
BIG STONE GAP, VA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WYTHE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
YORK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400