FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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What you can afford depends on how much you make, your current monthly expenses, your credit rating, how much your down payment will be, and the interest rate of the loan. Owning a home is a great way...


FHA Adjustable Rate Mortgages are also known as ARM loans. They are much different than their fixed rate loan counterparts. With an FHA ARM, you will be offered an introductory or "teaser" rate that w...


FHA loans come in a variety of types designed to fit different financial needs. First consider whether you're trying to lower your monthly mortgage payments, take cash out for other uses,or shorten y...


Yes, you can pay off your FHA loan without a penalty for early pay off. HUD explains that a borrower may pre-pay an FHA mortgage in whole or in part and that the mortgage lender can't charge a penalty...