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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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FHA Adjustable Rate Mortgages are also known as ARM loans. They are much different than their fixed rate loan counterparts. With an FHA ARM, you will be offered an introductory or "teaser" rate that w...


FHA collects a one-time Up Front Mortgage Insurance Premium (UFMIP) and an annual insurance premium (MIP) which is collected in monthly installments. Most FHA loan programs make the UFMIP a requiremen...


FHA home loans are for any financially qualified borrower. You don’t have to earn a minimum amount of money, and there is no maximum income limit for FHA mortgages. There may be a perception that FHA ...


Many factors will be taken into consideration during the pre-qualification process. You must be able to show that you are employable and demonstrate job stability. Reliability is a important, and is ...


Resist the temptation to skip a home inspection when you're buying a house. It will can give you a more complete understanding of the home's condition and possibly reveal problems that you can't see. ...