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A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
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Streamline Refi
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This program lets buyers get a single loan with just one closing.
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Important FHA Terms

Important FHA Terms

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FHA Down Payments

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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First-Time Homebuyers

FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Loan Limits
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FHA Closing Costs
Credit Requirements
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Improve Your Credit
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Ability to Borrow
Loan Affordability
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Streamline Refinance
Cash-out Refinance
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Rehabilitation Loan
Construction Loans
OTC Buyer Benefits
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Jumbo Loans
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Fair Housing Act
Frequently Asked Questions

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If the house I'm buying looks good to me, why should I pay for a home inspection?

Resist the temptation to skip a home inspection when you're buying a house. It will can give you a more complete understanding of the home's condition and possibly reveal problems that you can't see. ...

How do FHA loan appraisals work?

An FHA appraisal is how your lender gets information to help calculate the fair market value of your home. It is different than a home inspection, which gives the borrower information needed to make a...

The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!

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