FHA.com: Home Purchase and Refinance Loans

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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The FHA will ask for a lot of information, which will go on your loan application. Be sure to ask your loan officer for a complete list of required data and give yourself plenty of time to gather the ...


Obviously, you want to make your payments on time and avoid problems with your FHA loan repayment. Sometimes, life gets in the way. Act quickly if you fall behind on your FHA mortgage. Never ignore it...


Resist the temptation to skip a home inspection when you're buying a house. It will can give you a more complete understanding of the home's condition and possibly reveal problems that you can't see. ...


FHA collects a one-time Up Front Mortgage Insurance Premium (UFMIP) and an annual insurance premium (MIP) which is collected in monthly installments. Most FHA loan programs make the UFMIP a requiremen...


Refinancing a mortgage is a great option for borrowers who want to refinance into a lower interest rate or monthly payment. Streamline refinance loans allow FHA borrowers refinance without the usually...