FHA.com: Home Purchase and Refinance Loans

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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Refinancing a mortgage is a great option for borrowers who want to refinance into a lower interest rate or monthly payment. Streamline refinance loans allow FHA borrowers refinance without the usually...


Mortgage insurance is a policy that protects lenders against losses that result from defaults on home mortgages. FHA requires both upfront and annual mortgage insurance for all borrowers, regardless o...


Resist the temptation to skip a home inspection when you're buying a house. It will can give you a more complete understanding of the home's condition and possibly reveal problems that you can't see. ...


What you can afford depends on how much you make, your current monthly expenses, your credit rating, how much your down payment will be, and the interest rate of the loan. Owning a home is a great way...


Borrowers interested in FHA mortgages for new construction will find that they're possible to get with a little bit of extra effort. Not all FHA lenders will offer construction loans, but you can fin...