FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Home Loans

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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The FHA will ask for a lot of information, which will go on your loan application. Be sure to ask your loan officer for a complete list of required data and give yourself plenty of time to gather the ...


FHA loans do not come directly from the FHA. Instead, the FHA is in the business of guaranteeing loans-reducing the risk to lenders and offering increased borrowing power to qualified applicants. This...


Borrowers interested in FHA mortgages for new construction will find that they're possible to get with a little bit of extra effort. Not all FHA lenders will offer construction loans, but you can fin...


Shopping around for the right mortgage will help you to find the right loan type an the best deal. A mortgage is a product, just like a car, so the price and terms may be negotiable. You’ll want to co...


The FHA recommends a Consumer Credit Counseling program for anyone who fears being denied a loan as a credit risk. As a rule, you should be in a satisfactory payment situation for at least one year be...