FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
Frequently Asked Questions

Learn About FHA Loans and How You Can Qualify

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FHA home loans are for any financially qualified borrower. You don’t have to earn a minimum amount of money, and there is no maximum income limit for FHA mortgages. There may be a perception that FHA ...


Refinancing a mortgage is a great option for borrowers who want to refinance into a lower interest rate or monthly payment. Streamline refinance loans allow FHA borrowers refinance without the usually...


Credit score requirements vary from lender to lender, but the FHA single family home loan minimum credit score requirement is 580 for maximum financing (requiring a 3.5% down payment). If your credit ...


The FHA recommends a Consumer Credit Counseling program for anyone who fears being denied a loan as a credit risk. As a rule, you should be in a satisfactory payment situation for at least one year be...