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The FHA recommends a Consumer Credit Counseling program for anyone who fears being denied a loan as a credit risk. As a rule, you should be in a satisfactory payment situation for at least one year before applying for any FHA loan program.

FHA Mortgage Loan Rates

October 16, 2018
FHA Rates for October 16, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA.com is a private company, is not a government agency, and does not make loans.
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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!

Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

A good FICO score is key to getting a good rate on your FHA home loan.
Be smart when it comes to your FHA loan and your financial future.
Refinancing can be an effective way to put your home equity to work.
This program lets buyers get a single loan with just one closing.
--FHA Jumbo Loan--

Important FHA Terms

Important FHA Terms

FHA Loans 101

Download Our Guide for FHA Borrowers

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