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Yes, you can pay off your FHA loan without a penalty for early pay off. HUD explains that a borrower may pre-pay an FHA mortgage in whole or in part and that the mortgage lender can't charge a penalty if you decide to do this.

FHA Mortgage Loan Rates

January 20, 2020
FHA Rates for January 20, 2020
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FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Refinance Rates Are Low
FHA Refinance Rates Are Low

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
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First Time Home Buyers

First Time Home Buyers

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

A good FICO score is key to getting a good rate on your FHA home loan.
Be smart when it comes to your FHA loan and your financial future.
Refinancing can be an effective way to put your home equity to work.
This program lets buyers get a single loan with just one closing.
--FHA Jumbo Loan--

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA Loans 101

Download Our Guide for FHA Borrowers

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Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!