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Yes, you can pay off your FHA loan without a penalty for early pay off. HUD explains that a borrower may pre-pay an FHA mortgage in whole or in part and that the mortgage lender can't charge a penalty if you decide to do this.

FHA Requirements
FHA Loan Limits
Mortgage Calculators
A good FICO score is key to getting a good rate on your FHA home loan.
--2017 Mortgage Insurance Update--
--2015 Mortgage Insurance Update--
This program lets buyers get a single loan with just one closing.
--Other Loan Types--
Refinancing can be an effective way to put your home equity to work.
Be smart when it comes to your FHA loan and your financial future.
--Homebuyer Down Payment Grants--
--Mortgage Terminology--

FHA Mortgage Loan Rates

June 21, 2018
FHA Rates for June 21, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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The Path to Homeownership
FHA.com is a private company, is not a government agency, and does not make loans.
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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!

Common FHA Questions and Answers

Common FHA Questions


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FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

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FHA Loans 101

Download Our Guide for FHA Borrowers
A good FICO score is key to getting a good rate on your FHA home loan.
--2017 Mortgage Insurance Update--
--2015 Mortgage Insurance Update--
This program lets buyers get a single loan with just one closing.
--Other Loan Types--
Refinancing can be an effective way to put your home equity to work.
Be smart when it comes to your FHA loan and your financial future.
--Homebuyer Down Payment Grants--
--Mortgage Terminology--

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