First-Time Homebuyer Assistance Programs for 2024
Mortgage Assistance for Homebuyers in California
City of Oakland First Time Homebuyer Mortgage Assistance Program (MAP)
The City of Oakland offers low- to moderate-income first-time homebuyers the Mortgage Assistance Program. Program applicants receive assistance funds in order to help offset the costs of purchasing a new home.
Fremont First-Time Homebuyer Program BMP Homes
The City of Fremont offers first-time homebuyers assistance with its Below Market Price Homes program to help residents afford and purchase their first-home.
Fresno County's First-Time Homebuyer Program
California’s Fresno County offers the 1st Time Homebuyer Program in an effort to help eligible low- and moderate-income families purchase their first home in the unincorporated area and partner cities.
City of Norwalk First Time Home Buyer Program
The City of Norwalk's First Time Home Buyer program helps low-income families the opportunity to affordably purchase their first home.
County of San Diego’s First-Time Homebuyer Down Payment and Closing Cost Assistance Program
In order to help low- and moderate-income first-time homebuyers, the San Diego Housing Commission administered the County of San Diego's First-Time Homebuyer Down Payment and Closing Cost Assistance Program.
San Diego Housing Commission (SDHC) First-Time Homebuyer Program
The San Diego Housing Commission (SDHC) First-Time Homebuyer Program can assist eligible buyers with the purchase of single-family homes, townhomes, or condominiums.
Los Angeles First-Time Home Mortgage Program
Under the First Home Mortgage Program, applicants can receive up to 4 percent of the total first mortgage amount to be put toward paying the down payment and closing cost assistance. This assistance comes in the form of a grant, which has no repayment terms.
Moderate Income Purchase Assistance Program
The Moderate Income Purchase Assistance Program helps first-time, moderate income homebuyers purchase homes by providing loans to cover the down payment, acquisition, and closing costs.
First-time homebuyer assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
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First-Time Homebuyer Assistance Programs
- City of Norwalk First Time Home Buyer Program
- City of Oakland First Time Homebuyer Mortgage Assistance Program (MAP)
- County of San Diego’s First-Time Homebuyer Down Payment and Closing Cost Assistance Program
- Fremont First-Time Homebuyer Program BMP Homes
- Fresno County's First-Time Homebuyer Program
- Los Angeles First-Time Home Mortgage Program
- Moderate Income Purchase Assistance Program
- San Diego Housing Commission (SDHC) First-Time Homebuyer Program
