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Georgia's Consumer Credit Counseling Service (CCCS) helps first-time homebuyers by providing free, one-on-one homebuying counseling sessions that explain the mortgage process and what goes into owning a home.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Consumer Credit Counseling Service First Time Home Buyer Workshop

In an effort to help first-time homebuyers be more knowledgeable and informed about the mortgage process and what goes into owning a home, the Consumer Credit Counseling Service (CCCS) provides free, one-on-one, first-time homebuying counseling sessions. Housing counselors will provide a budget, credit report analysis, and an action plan to help potential homebuyers achieve their dreams of homeownership.

Available Assistance
CCCS offers an 8-hour First Time Home Buyer Workshop, free of charge. Some of the topics covered in the workshop include information on financing options, pre-qualifying for a mortgage, down-payment assistance programs, working with realtors, making an offer on a home, home inspections, homeowner’s insurance, closing a loan transaction, and fair housing.

Successful participants receive a certificate recognized by the City of Savannah’s DreamMaker, GA Dream, and SC Housing down payment assistance programs.
 
Note: All information mentioned above was accurate at the time of publication and may no longer be current - visit the program website for updated information.

First-Time Home Buyer Programs in Georgia

Georgia's Consumer Credit Counseling Service (CCCS) helps first-time homebuyers by providing free, one-on-one homebuying counseling sessions that explain the mortgage process and what goes into owning a home.

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First-time homebuyer assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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