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In order to help first-time homebuyers purchase their first home in the City of West Jordan, Utah, the city is providing eligible applicants with assistance funds to help cover the upfront costs associated with the mortgage process.

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West Jordan First Time Homebuyer Grant

In order to help first-time homebuyers purchase their first home in the City of West Jordan, Utah, the city is providing eligible applicants with assistance funds to help cover the upfront costs associated with the mortgage process. 

Available Assistance 
The City of West Jordan, Utah is providing up to $5,000 for first time homebuyers that purchase a home within West Jordan City limits. This grant may be applied to half of the required down payment and/or one-time closing costs. Funds are distributed on a first-come, first-serve basis. The home buyer must occupy the home for at least five years following the purchase, any change in ownership or occupancy will require repayment of the grant funds. After five years the grant is forgiven in full. If the home is sold or ceases to be occupied by the home buyer within the first five years the lien is forgiven at a rate of 20% per completed year and the balance remaining will be due in full to the City. 


Eligibility Requirements 
To be considered eligible for the West Jordan First Time Homebuyer Grant: 
  • Applicants must be first-time homebuyers 
  • Home buyer must contribute a minimum of $2,000 cash out-of-pocket towards the purchase, these funds may NOT be gift funds 
  • Applicant must meet income qualifications and cannot have owned a home within the last 24 months 
  • Co-signers are not allowed 
  • Existing, new construction single-family homes, condos, and townhomes are permitted 
  • Housing debt cannot exceed 35% of the household monthly income and total debt cannot exceed 45% of the household monthly income 
  • Home must be owner-occupied 
  • Applicant must attend and receive a completion certificate from a HUD approved homebuyers education class 
  • Visual inspection completed by the City for any safety or health concerns 
 

Income Limits  
1-person household: $42,250 
2-person household: $48,250  
3-person household: $54,300  
4 -person household: $60,300  
5-person household: $65,150 
6-person household: $69,950 
7-person household: $74,800 
8-person household: $79,600 

 
*Seller-funded down payment programs were eliminated in the Housing and Economic Recovery Act of 2008, but State and local government agencies are still permitted to help borrowers finance their homes with second mortgages and grants. These agencies set different requirements that a borrower needs to meet in order to qualify for the grant programs, such as property location, and purchase price, and income limits.  
  

Note: All figures mentioned above were accurate at the time of publication and may no longer be current. Visit the program website for updated information.

First-Time Home Buyer Programs in Utah

In conjunction with the Block Grant from HUD, Weber County in Utah is able to offer qualified first-time homebuyers up to $5,000 in assistance funds with the Weber County First Time Homebuyer Program.

In order to help first-time homebuyers purchase their first home in the City of West Jordan, Utah, the city is providing eligible applicants with assistance funds to help cover the upfront costs associated with the mortgage process.

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First-time homebuyer assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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