Fairfield First Time Homebuyer Assistance Program
Eligibility Requirements
To qualify for Fairfield’s First Time Homebuyer Assistance Program, applicants must be first-time homebuyers (those who have not owned a home in the previous three years) whose annual household income falls within the set limits (shown below). All applicants are also required to attend and complete a HUD-certified first-time homebuyer counseling program.
Available Assistance
Fairfield’s First Time Homebuyer Assistance Program provides two types of assistance:
Down Payment Assistance: The town will provide 50% of the required down payment up to a maximum of $30,000 toward the purchase of a home through a no-interest loan. The amount is due for repayment upon sale, refinance, or transfer the property, or upon the owner’s death.
Closing Costs Assistance: The Town will help pay closing costs up to a maximum of $2,500. These funds are provided as a grant with no repayment requirement. This money can be put toward attorney fees, the cost of appraisals, and/or pre-paid interest, and other financing charges.
Income Limits:
1-person household: $55,950
2-person household: $63,950
3-person household: $71,950
4-person household: $79,900
5-person household: $86,300
6-person household: $92,700
7-person household: $99,100
8-person household: $105,500
*Seller-funded down payment programs were eliminated in the Housing and Economic Recovery Act of 2008, but States and Local government agencies are still permitted to help borrowers finance their homes with second mortgages and grants. These agencies set different requirements that a borrower needs to meet in order to qualify for the grant programs, such as property location, and purchase price and income limits.
Note: All figures mentioned above were accurate at the time of publication and may no longer be current. Visit the program website for updated information.
First-Time Homebuyer Programs in Connecticut
Fairfield First Time Homebuyer Assistance Program
Fairfield First Time Homebuyer Assistance Program is funded by HUD to help potential homeowners afford the down payment and closing costs on a new home.
City of Norwalk First Time Home Buyer Program
The City of Norwalk's First Time Home Buyer program helps low-income families the opportunity to affordably purchase their first home.
City of Bridgeport Down Payment Assistance Program
The City of Bridgeport offers the First-Time Homebuyer Down Payment Assistance Program to help homebuyers achieve their dreams of homeownership by providing assistance loans up to $15,000.
City of New Haven Down Payment/Closing Costs Assistance for First Time Homebuyers
The City of New Haven offers a Down Payment and Closing Costs Assistance Program to help first-time homebuyers afford their dream home.
Connecticut Housing Finance Authority First-Time Homebuyer Guide
The Connecticut Housing Finance Authority has put together the CHFA First-Time Homebuyer Guide to help first-time homebuyers understand the mortgage process and make better decisions.
SmartMove Connecticut
The SmartMove Connecticut program helps first-time homebuyers bridge the gap between affording a house payment and the larger, upfront costs of down payments and closing costs.

First-time homebuyer assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

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