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FHA lending limits in MICHIGAN inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for May 9, 2021
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in MICHIGAN Counties

FHA mortgage lending limits in MICHIGAN vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

83 match(es) found.
ALCONA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALGER County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALLEGAN County
HOLLAND, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALPENA County
ALPENA, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ANTRIM County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ARENAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BARAGA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BARRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BAY County
BAY CITY, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BENZIE County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BERRIEN County
NILES, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRANCH County
COLDWATER, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CALHOUN County
BATTLE CREEK, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CASS County
SOUTH BEND-MISHAWAKA, IN-MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHARLEVOIX County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHEBOYGAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHIPPEWA County
SAULT STE. MARIE, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLARE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLINTON County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CRAWFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DELTA County
ESCANABA, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DICKINSON County
IRON MOUNTAIN, MI-WI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
EATON County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
EMMET County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GENESEE County
FLINT, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GLADWIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GOGEBIC County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRAND TRAVERSE County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRATIOT County
ALMA, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HILLSDALE County
HILLSDALE, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HOUGHTON County
HOUGHTON, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HURON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
INGHAM County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
IONIA County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
IOSCO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
IRON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ISABELLA County
MOUNT PLEASANT, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JACKSON County
JACKSON, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KALAMAZOO County
KALAMAZOO-PORTAGE, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KALKASKA County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KENT County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KEWEENAW County
HOUGHTON, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LAKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LAPEER County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LEELANAU County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LENAWEE County
ADRIAN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LIVINGSTON County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LUCE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MACKINAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MACOMB County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MANISTEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARQUETTE County
MARQUETTE, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MASON County
LUDINGTON, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MECOSTA County
BIG RAPIDS, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MENOMINEE County
MARINETTE, WI-MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MIDLAND County
MIDLAND, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MISSAUKEE County
CADILLAC, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONROE County
MONROE, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTCALM County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTMORENCY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MUSKEGON County
MUSKEGON, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NEWAYGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OAKLAND County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OCEANA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OGEMAW County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ONTONAGON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OSCEOLA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OSCODA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OTSEGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OTTAWA County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PRESQUE ISLE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROSCOMMON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SAGINAW County
SAGINAW, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SANILAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCHOOLCRAFT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SHIAWASSEE County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ST. CLAIR County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ST. JOSEPH County
STURGIS, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TUSCOLA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
VAN BUREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WASHTENAW County
ANN ARBOR, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAYNE County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WEXFORD County
CADILLAC, MI
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400