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FHA lending limits in MICHIGAN inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

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FHA Rates for March 31, 2020
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FHA Limits for 2020

Lending Limits for FHA Loans in MICHIGAN Counties

FHA mortgage lending limits in MICHIGAN vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

83 match(es) found.
ALCONA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALGER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALLEGAN County
HOLLAND, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALPENA County
ALPENA, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ANTRIM County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ARENAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BARAGA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BARRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BAY County
BAY CITY, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BENZIE County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BERRIEN County
NILES, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BRANCH County
COLDWATER, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALHOUN County
BATTLE CREEK, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CASS County
SOUTH BEND-MISHAWAKA, IN-MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHARLEVOIX County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHEBOYGAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHIPPEWA County
SAULT STE. MARIE, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLARE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLINTON County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CRAWFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DELTA County
ESCANABA, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DICKINSON County
IRON MOUNTAIN, MI-WI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EATON County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EMMET County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GENESEE County
FLINT, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GLADWIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GOGEBIC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GRAND TRAVERSE County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GRATIOT County
ALMA, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HILLSDALE County
HILLSDALE, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HOUGHTON County
HOUGHTON, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HURON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
INGHAM County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
IONIA County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
IOSCO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
IRON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ISABELLA County
MOUNT PLEASANT, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JACKSON County
JACKSON, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KALAMAZOO County
KALAMAZOO-PORTAGE, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KALKASKA County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KENT County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KEWEENAW County
HOUGHTON, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAPEER County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LEELANAU County
TRAVERSE CITY, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LENAWEE County
ADRIAN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LIVINGSTON County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LUCE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MACKINAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MACOMB County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MANISTEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARQUETTE County
MARQUETTE, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MASON County
LUDINGTON, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MECOSTA County
BIG RAPIDS, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MENOMINEE County
MARINETTE, WI-MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MIDLAND County
MIDLAND, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MISSAUKEE County
CADILLAC, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONROE County
MONROE, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTCALM County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTMORENCY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MUSKEGON County
MUSKEGON, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
NEWAYGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OAKLAND County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OCEANA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OGEMAW County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ONTONAGON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OSCEOLA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OSCODA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OTSEGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OTTAWA County
GRAND RAPIDS-KENTWOOD, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PRESQUE ISLE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ROSCOMMON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SAGINAW County
SAGINAW, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SANILAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCHOOLCRAFT County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SHIAWASSEE County
LANSING-EAST LANSING, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ST. CLAIR County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ST. JOSEPH County
STURGIS, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TUSCOLA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
VAN BUREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WASHTENAW County
ANN ARBOR, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAYNE County
DETROIT-WARREN-DEARBORN, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WEXFORD County
CADILLAC, MI
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100

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First Time Home Buyers

First Time Home Buyers

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

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Límites de Préstamo FHA en MICHIGAN
A good FICO score is key to getting a good rate on your FHA home loan.
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Important FHA Terms

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Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

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