Quantcast

FHA lending limits in ALABAMA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Refi Options

FHA Rates for July 14, 2020
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.

Monitor Your Credit

- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Refinance Rates Are Low

Choose a Loan Type

learn
more

First Time Home Buyers
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Loan Limits
Mortgage Insurance
FHA Credit Issues
FHA Closing Costs
Credit Requirements
Good Credit Benefits
Improve Your Credit
Credit Report Errors
Ability to Borrow
Loan Affordability
Payment Calculator
Streamline Refinance
Cash-out Refinance
Simple Refinance
Rehabilitation Loan
Construction Loans
OTC Buyer Benefits
OTC Builder Benefits
OTC Builders
FHA Fixed Rate
FHA ARM
Condominium Loans
Jumbo Loans
Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

FHA Limits for 2020

Lending Limits for FHA Loans in ALABAMA Counties

FHA mortgage lending limits in ALABAMA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

67 match(es) found.
AUTAUGA County
MONTGOMERY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BALDWIN County
DAPHNE-FAIRHOPE-FOLEY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BARBOUR County
EUFAULA, AL-GA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BIBB County
BIRMINGHAM-HOOVER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BLOUNT County
BIRMINGHAM-HOOVER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BULLOCK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BUTLER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALHOUN County
ANNISTON-OXFORD, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHAMBERS County
LAGRANGE, GA-AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHEROKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHILTON County
BIRMINGHAM-HOOVER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHOCTAW County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLARKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLAY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLEBURNE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COFFEE County
ENTERPRISE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COLBERT County
FLORENCE-MUSCLE SHOALS, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CONECUH County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COOSA County
ALEXANDER CITY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COVINGTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CRENSHAW County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CULLMAN County
CULLMAN, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DALE County
OZARK, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DALLAS County
SELMA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DEKALB County
FORT PAYNE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ELMORE County
MONTGOMERY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ESCAMBIA County
ATMORE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ETOWAH County
GADSDEN, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FAYETTE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FRANKLIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GENEVA County
DOTHAN, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GREENE County
TUSCALOOSA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HALE County
TUSCALOOSA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HENRY County
DOTHAN, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HOUSTON County
DOTHAN, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JACKSON County
SCOTTSBORO, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JEFFERSON County
BIRMINGHAM-HOOVER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAMAR County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAUDERDALE County
FLORENCE-MUSCLE SHOALS, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAWRENCE County
DECATUR, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LEE County
AUBURN-OPELIKA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LIMESTONE County
HUNTSVILLE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LOWNDES County
MONTGOMERY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MACON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MADISON County
HUNTSVILLE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARENGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARION County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARSHALL County
ALBERTVILLE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MOBILE County
MOBILE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONROE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTGOMERY County
MONTGOMERY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MORGAN County
DECATUR, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PERRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PICKENS County
TUSCALOOSA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PIKE County
TROY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RANDOLPH County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RUSSELL County
COLUMBUS, GA-AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SHELBY County
BIRMINGHAM-HOOVER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ST. CLAIR County
BIRMINGHAM-HOOVER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SUMTER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TALLADEGA County
TALLADEGA-SYLACAUGA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TALLAPOOSA County
ALEXANDER CITY, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TUSCALOOSA County
TUSCALOOSA, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WALKER County
JASPER, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WASHINGTON County
MOBILE, AL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WILCOX County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WINSTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100

Browse Questions About Mortgage Topics

Down Payment Requirements FHA Loan Requirements FHA Guidelines Mortgage Loan Terms Loan Approval Process Credit Requirements Getting Pre-Qualified Principal and Interest Debt-to-Income Ratio Finding a Lender Understanding Credit Scores

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

En Español:
Límites de Préstamo FHA en ALABAMA
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
OTC Builders
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA Loans 101

Download Our Guide for FHA Borrowers

More Links of Interest

About Us
Contact Us
Privacy Policy
Terms of Use
FHA Foreclosures
FHA Lenders
Site Map
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!