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FHA lending limits in ILLINOIS inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for July 6, 2020
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2020

Lending Limits for FHA Loans in ILLINOIS Counties

FHA mortgage lending limits in ILLINOIS vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

102 match(es) found.
ADAMS County
QUINCY, IL-MO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALEXANDER County
CAPE GIRARDEAU, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BOND County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BOONE County
ROCKFORD, IL
Single Duplex Tri-plex Four-plex
$339,250 $434,300 $524,950 $652,400
BROWN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BUREAU County
OTTAWA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALHOUN County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CARROLL County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CASS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHAMPAIGN County
CHAMPAIGN-URBANA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHRISTIAN County
TAYLORVILLE, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLARK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLAY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLINTON County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COLES County
CHARLESTON-MATTOON, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COOK County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
CRAWFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CUMBERLAND County
CHARLESTON-MATTOON, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DE WITT County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DEKALB County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
DOUGLAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DUPAGE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
EDGAR County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EDWARDS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EFFINGHAM County
EFFINGHAM, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FAYETTE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FRANKLIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FULTON County
PEORIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GALLATIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GRUNDY County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
HAMILTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HANCOCK County
FORT MADISON-KEOKUK, IA-IL-MO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HARDIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HENDERSON County
BURLINGTON, IA-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HENRY County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
IROQUOIS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JACKSON County
CARBONDALE-MARION, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JASPER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JEFFERSON County
MOUNT VERNON, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JERSEY County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JO DAVIESS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JOHNSON County
CARBONDALE-MARION, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KANE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
KANKAKEE County
KANKAKEE, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KENDALL County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
KNOX County
GALESBURG, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAKE County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
LASALLE County
OTTAWA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAWRENCE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LEE County
DIXON, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LIVINGSTON County
PONTIAC, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LOGAN County
LINCOLN, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MACON County
DECATUR, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MACOUPIN County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MADISON County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARION County
CENTRALIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARSHALL County
PEORIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MASON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MASSAC County
PADUCAH, KY-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MCDONOUGH County
MACOMB, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MCHENRY County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
MCLEAN County
BLOOMINGTON, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MENARD County
SPRINGFIELD, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MERCER County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONROE County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTGOMERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MORGAN County
JACKSONVILLE, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MOULTRIE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OGLE County
ROCHELLE, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PEORIA County
PEORIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PERRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PIATT County
CHAMPAIGN-URBANA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PIKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
POPE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PULASKI County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PUTNAM County
OTTAWA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RANDOLPH County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RICHLAND County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ROCK ISLAND County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SALINE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SANGAMON County
SPRINGFIELD, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCHUYLER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCOTT County
JACKSONVILLE, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SHELBY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ST. CLAIR County
ST. LOUIS, MO-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
STARK County
PEORIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
STEPHENSON County
FREEPORT, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TAZEWELL County
PEORIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
UNION County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
VERMILION County
DANVILLE, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WABASH County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WARREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WASHINGTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAYNE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WHITE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WHITESIDE County
STERLING, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WILL County
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
Single Duplex Tri-plex Four-plex
$368,000 $471,100 $569,450 $707,700
WILLIAMSON County
CARBONDALE-MARION, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WINNEBAGO County
ROCKFORD, IL
Single Duplex Tri-plex Four-plex
$339,250 $434,300 $524,950 $652,400
WOODFORD County
PEORIA, IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100