Quantcast

FHA lending limits in KENTUCKY inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Refi Options

FHA Rates for August 1, 2021
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.

Monitor Your Credit

- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Refinance Rates Are Low

Choose a Loan Type

learn
more

First Time Home Buyers
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Loan Limits
Mortgage Insurance
FHA Credit Issues
FHA Closing Costs
Credit Requirements
Good Credit Benefits
Improve Your Credit
Credit Report Errors
Ability to Borrow
Loan Affordability
Payment Calculator
Streamline Refinance
Cash-out Refinance
Simple Refinance
Rehabilitation Loan
Construction Loans
OTC Buyer Benefits
OTC Builder Benefits
Build on Your Own Lot
FHA Fixed Rate
FHA ARM
Condominium Loans
Jumbo Loans
Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

FHA Limits for 2021

Lending Limits for FHA Loans in KENTUCKY Counties

FHA mortgage lending limits in KENTUCKY vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

120 match(es) found.
ADAIR County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALLEN County
BOWLING GREEN, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ANDERSON County
FRANKFORT, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BALLARD County
PADUCAH, KY-IL
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BARREN County
GLASGOW, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BATH County
MOUNT STERLING, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BELL County
MIDDLESBOROUGH, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BOONE County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BOURBON County
LEXINGTON-FAYETTE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BOYD County
HUNTINGTON-ASHLAND, WV-KY-OH
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BOYLE County
DANVILLE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRACKEN County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BREATHITT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRECKINRIDGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BULLITT County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUTLER County
BOWLING GREEN, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CALDWELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CALLOWAY County
MURRAY, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CAMPBELL County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CARLISLE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CARROLL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CARTER County
HUNTINGTON-ASHLAND, WV-KY-OH
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CASEY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHRISTIAN County
CLARKSVILLE, TN-KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLARK County
LEXINGTON-FAYETTE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLAY County
LONDON, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLINTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CRITTENDEN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CUMBERLAND County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DAVIESS County
OWENSBORO, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
EDMONSON County
BOWLING GREEN, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ELLIOTT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ESTILL County
RICHMOND-BEREA, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FAYETTE County
LEXINGTON-FAYETTE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FLEMING County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FLOYD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FRANKLIN County
FRANKFORT, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FULTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GALLATIN County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GARRARD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRANT County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRAVES County
MAYFIELD, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRAYSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GREEN County
CAMPBELLSVILLE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GREENUP County
HUNTINGTON-ASHLAND, WV-KY-OH
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HANCOCK County
OWENSBORO, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HARDIN County
ELIZABETHTOWN-FORT KNOX, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HARLAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HARRISON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HART County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HENDERSON County
EVANSVILLE, IN-KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HENRY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HICKMAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HOPKINS County
MADISONVILLE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JACKSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JEFFERSON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JESSAMINE County
LEXINGTON-FAYETTE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JOHNSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KENTON County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KNOTT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KNOX County
LONDON, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LARUE County
ELIZABETHTOWN-FORT KNOX, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LAUREL County
LONDON, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LAWRENCE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LESLIE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LETCHER County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LEWIS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LINCOLN County
DANVILLE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LIVINGSTON County
PADUCAH, KY-IL
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LOGAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LYON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MADISON County
RICHMOND-BEREA, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MAGOFFIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARION County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARSHALL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARTIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MASON County
MAYSVILLE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MCCRACKEN County
PADUCAH, KY-IL
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MCCREARY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MCLEAN County
OWENSBORO, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MEADE County
ELIZABETHTOWN-FORT KNOX, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MENIFEE County
MOUNT STERLING, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MERCER County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
METCALFE County
GLASGOW, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONROE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTGOMERY County
MOUNT STERLING, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MORGAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MUHLENBERG County
CENTRAL CITY, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NELSON County
BARDSTOWN, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NICHOLAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OHIO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OLDHAM County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OWEN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OWSLEY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PENDLETON County
CINCINNATI, OH-KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PERRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PIKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POWELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PULASKI County
SOMERSET, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROBERTSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROCKCASTLE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROWAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RUSSELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCOTT County
LEXINGTON-FAYETTE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SHELBY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SIMPSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SPENCER County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TAYLOR County
CAMPBELLSVILLE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TODD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TRIGG County
CLARKSVILLE, TN-KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TRIMBLE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
UNION County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WARREN County
BOWLING GREEN, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WASHINGTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAYNE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WEBSTER County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WHITLEY County
LONDON, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WOLFE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WOODFORD County
LEXINGTON-FAYETTE, KY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400

Browse Questions About Mortgage Topics

Down Payment Requirements FHA Loan Requirements FHA Guidelines Mortgage Loan Terms Loan Approval Process Credit Requirements Getting Pre-Qualified Principal and Interest Debt-to-Income Ratio Finding a Lender Understanding Credit Scores

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

En Español:
Límites de Préstamo FHA en KENTUCKY
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA Loans 101

Download Our Guide for FHA Borrowers

More Links of Interest

About Us
Contact Us
Privacy Policy
Terms of Use
FHA Foreclosures
FHA Lenders
Site Map
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!