FHA Limits for 2022

Lending Limits for FHA Loans in KENTUCKY Counties

FHA mortgage lending limits in KENTUCKY vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

ADAIR County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ALLEN County
BOWLING GREEN, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ANDERSON County
FRANKFORT, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BALLARD County
PADUCAH, KY-IL
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BARREN County
GLASGOW, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BATH County
MOUNT STERLING, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BELL County
MIDDLESBOROUGH, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BOONE County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BOURBON County
LEXINGTON-FAYETTE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BOYD County
HUNTINGTON-ASHLAND, WV-KY-OH
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BOYLE County
DANVILLE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BRACKEN County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BREATHITT County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BRECKINRIDGE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BULLITT County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BUTLER County
BOWLING GREEN, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CALDWELL County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CALLOWAY County
MURRAY, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CAMPBELL County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CARLISLE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CARROLL County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CARTER County
HUNTINGTON-ASHLAND, WV-KY-OH
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CASEY County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CHRISTIAN County
CLARKSVILLE, TN-KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CLARK County
LEXINGTON-FAYETTE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CLAY County
LONDON, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CLINTON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CRITTENDEN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CUMBERLAND County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

DAVIESS County
OWENSBORO, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

EDMONSON County
BOWLING GREEN, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ELLIOTT County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ESTILL County
RICHMOND-BEREA, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FAYETTE County
LEXINGTON-FAYETTE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FLEMING County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FLOYD County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FRANKLIN County
FRANKFORT, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FULTON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GALLATIN County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GARRARD County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GRANT County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GRAVES County
MAYFIELD, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GRAYSON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GREEN County
CAMPBELLSVILLE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GREENUP County
HUNTINGTON-ASHLAND, WV-KY-OH
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HANCOCK County
OWENSBORO, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HARDIN County
ELIZABETHTOWN-FORT KNOX, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HARLAN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HARRISON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HART County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HENDERSON County
EVANSVILLE, IN-KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HENRY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HICKMAN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HOPKINS County
MADISONVILLE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

JACKSON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

JEFFERSON County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

JESSAMINE County
LEXINGTON-FAYETTE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

JOHNSON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

KENTON County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

KNOTT County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

KNOX County
LONDON, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LARUE County
ELIZABETHTOWN-FORT KNOX, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LAUREL County
LONDON, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LAWRENCE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LEE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LESLIE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LETCHER County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LEWIS County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LINCOLN County
DANVILLE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LIVINGSTON County
PADUCAH, KY-IL
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LOGAN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LYON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MADISON County
RICHMOND-BEREA, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MAGOFFIN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MARION County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MARSHALL County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MARTIN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MASON County
MAYSVILLE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MCCRACKEN County
PADUCAH, KY-IL
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MCCREARY County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MCLEAN County
OWENSBORO, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MEADE County
ELIZABETHTOWN-FORT KNOX, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MENIFEE County
MOUNT STERLING, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MERCER County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

METCALFE County
GLASGOW, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MONROE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MONTGOMERY County
MOUNT STERLING, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MORGAN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MUHLENBERG County
CENTRAL CITY, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

NELSON County
BARDSTOWN, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

NICHOLAS County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

OHIO County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

OLDHAM County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

OWEN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

OWSLEY County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

PENDLETON County
CINCINNATI, OH-KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

PERRY County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

PIKE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

POWELL County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

PULASKI County
SOMERSET, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ROBERTSON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ROCKCASTLE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ROWAN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

RUSSELL County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SCOTT County
LEXINGTON-FAYETTE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SHELBY County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SIMPSON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SPENCER County
LOUISVILLE/JEFFERSON COUNTY, KY-IN
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

TAYLOR County
CAMPBELLSVILLE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

TODD County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

TRIGG County
CLARKSVILLE, TN-KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

TRIMBLE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

UNION County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WARREN County
BOWLING GREEN, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WASHINGTON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WAYNE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WEBSTER County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WHITLEY County
LONDON, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WOLFE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WOODFORD County
LEXINGTON-FAYETTE, KY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150