The HUD is a government organization that works to increase affordable housing by implementing programs and policies that stimulate the real estate market.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

HUD

Related Terms: Department of Housing and Urban Development
The Department of Housing and Urban Development (HUD) is a government agency dedicated to stimulating the housing market, strengthening communities, and fulfilling the need for affordable housing in America. The HUD is responsible for implementing national policies that address housing needs, and enforcing the programs and laws put in place.
HUD
The federal agency has different programs that help the housing industry thrive on both sides, for sellers and buyers.
  • Along with the FHA, it works to increase government insured housing, protecting lenders.
  • It helps improve the quality of neighborhoods and recreational centers.
  • HUD helps provide mortgage insurance so more families and individuals can afford homes.
  • In addition to helping with housing, the HUD has programs that provide subsidized rent for the elderly and disabled 

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