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FHA lending limits in IOWA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for March 8, 2021
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in IOWA Counties

FHA mortgage lending limits in IOWA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

99 match(es) found.
ADAIR County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ADAMS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALLAMAKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
APPANOOSE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
AUDUBON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BENTON County
CEDAR RAPIDS, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BOONE County
AMES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BREMER County
WATERLOO-CEDAR FALLS, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUCHANAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUENA VISTA County
STORM LAKE, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUTLER County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CALHOUN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CARROLL County
CARROLL, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CASS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CEDAR County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CERRO GORDO County
MASON CITY, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHEROKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHICKASAW County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLARKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLAY County
SPENCER, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLAYTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLINTON County
CLINTON, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CRAWFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DALLAS County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DAVIS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DECATUR County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DELAWARE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DES MOINES County
BURLINGTON, IA-IL
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DICKINSON County
SPIRIT LAKE, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DUBUQUE County
DUBUQUE, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
EMMET County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FAYETTE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FLOYD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FRANKLIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FREMONT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRUNDY County
WATERLOO-CEDAR FALLS, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HAMILTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HANCOCK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HARDIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HENRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HOWARD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HUMBOLDT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
IDA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
IOWA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JACKSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JASPER County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JEFFERSON County
FAIRFIELD, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JOHNSON County
IOWA CITY, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JONES County
CEDAR RAPIDS, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KEOKUK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KOSSUTH County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LINN County
CEDAR RAPIDS, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LOUISA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LUCAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LYON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MADISON County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MAHASKA County
OSKALOOSA, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARION County
PELLA, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARSHALL County
MARSHALLTOWN, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MITCHELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONONA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONROE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTGOMERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MUSCATINE County
MUSCATINE, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
O'BRIEN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OSCEOLA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PAGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PALO ALTO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PLYMOUTH County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POCAHONTAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POLK County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POWESHIEK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RINGGOLD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SHELBY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SIOUX County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
STORY County
AMES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TAMA County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TAYLOR County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
UNION County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
VAN BUREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAPELLO County
OTTUMWA, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WARREN County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WASHINGTON County
IOWA CITY, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAYNE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WEBSTER County
FORT DODGE, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WINNEBAGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WINNESHIEK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WOODBURY County
SIOUX CITY, IA-NE-SD
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WORTH County
MASON CITY, IA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WRIGHT County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400