Quantcast

FHA lending limits in IOWA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Refi Options

FHA Rates for December 4, 2020
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.

Monitor Your Credit

- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Refinance Rates Are Low

Choose a Loan Type

learn
more

First Time Home Buyers
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Loan Limits
Mortgage Insurance
FHA Credit Issues
FHA Closing Costs
Credit Requirements
Good Credit Benefits
Improve Your Credit
Credit Report Errors
Ability to Borrow
Loan Affordability
Payment Calculator
Streamline Refinance
Cash-out Refinance
Simple Refinance
Rehabilitation Loan
Construction Loans
OTC Buyer Benefits
OTC Builder Benefits
Build on Your Own Lot
FHA Fixed Rate
FHA ARM
Condominium Loans
Jumbo Loans
Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

FHA Limits for 2020

Lending Limits for FHA Loans in IOWA Counties

FHA mortgage lending limits in IOWA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

99 match(es) found.
ADAIR County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ADAMS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALLAMAKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
APPANOOSE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
AUDUBON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BENTON County
CEDAR RAPIDS, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BOONE County
AMES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BREMER County
WATERLOO-CEDAR FALLS, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BUCHANAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BUENA VISTA County
STORM LAKE, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BUTLER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALHOUN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CARROLL County
CARROLL, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CASS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CEDAR County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CERRO GORDO County
MASON CITY, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHEROKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHICKASAW County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLARKE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLAY County
SPENCER, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLAYTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLINTON County
CLINTON, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CRAWFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DALLAS County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DAVIS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DECATUR County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DELAWARE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DES MOINES County
BURLINGTON, IA-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DICKINSON County
SPIRIT LAKE, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DUBUQUE County
DUBUQUE, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EMMET County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FAYETTE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FLOYD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FRANKLIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FREMONT County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GRUNDY County
WATERLOO-CEDAR FALLS, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HAMILTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HANCOCK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HARDIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HENRY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HOWARD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HUMBOLDT County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
IDA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
IOWA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JACKSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JASPER County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JEFFERSON County
FAIRFIELD, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JOHNSON County
IOWA CITY, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JONES County
CEDAR RAPIDS, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KEOKUK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KOSSUTH County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LINN County
CEDAR RAPIDS, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LOUISA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LUCAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LYON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MADISON County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MAHASKA County
OSKALOOSA, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARION County
PELLA, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARSHALL County
MARSHALLTOWN, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MITCHELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONONA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONROE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTGOMERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MUSCATINE County
MUSCATINE, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
O'BRIEN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OSCEOLA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PAGE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PALO ALTO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PLYMOUTH County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
POCAHONTAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
POLK County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
POWESHIEK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RINGGOLD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SAC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SHELBY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SIOUX County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
STORY County
AMES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TAMA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TAYLOR County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
UNION County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
VAN BUREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAPELLO County
OTTUMWA, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WARREN County
DES MOINES-WEST DES MOINES, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WASHINGTON County
IOWA CITY, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAYNE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WEBSTER County
FORT DODGE, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WINNEBAGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WINNESHIEK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WOODBURY County
SIOUX CITY, IA-NE-SD
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WORTH County
MASON CITY, IA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WRIGHT County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100

Browse Questions About Mortgage Topics

Down Payment Requirements FHA Loan Requirements FHA Guidelines Mortgage Loan Terms Loan Approval Process Credit Requirements Getting Pre-Qualified Principal and Interest Debt-to-Income Ratio Finding a Lender Understanding Credit Scores

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

En Español:
Límites de Préstamo FHA en IOWA
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA Loans 101

Download Our Guide for FHA Borrowers

More Links of Interest

About Us
Contact Us
Privacy Policy
Terms of Use
FHA Foreclosures
FHA Lenders
Site Map
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!