FHA Requirements
2024 FHA Loan Limits
First-Time Homebuyers
Mortgage Calculators
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA lending limits in Iowa inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

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Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

FHA Limits for 2024

Lending Limits for FHA Loans in Iowa Counties

FHA mortgage lending limits in Iowa vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

99 match(es) found.
ADAIR County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ADAMS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ALLAMAKEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
APPANOOSE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
AUDUBON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BENTON County
CEDAR RAPIDS, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BLACK HAWK County
WATERLOO-CEDAR FALLS, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BOONE County
AMES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BREMER County
WATERLOO-CEDAR FALLS, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BUCHANAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BUENA VISTA County
STORM LAKE, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BUTLER County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CALHOUN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CARROLL County
CARROLL, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CASS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CEDAR County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CERRO GORDO County
MASON CITY, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CHEROKEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CHICKASAW County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLARKE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLAY County
SPENCER, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLAYTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLINTON County
CLINTON, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CRAWFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DALLAS County
DES MOINES-WEST DES MOINES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DAVIS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DECATUR County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DELAWARE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DES MOINES County
BURLINGTON, IA-IL
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DICKINSON County
SPIRIT LAKE, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DUBUQUE County
DUBUQUE, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
EMMET County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
FAYETTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
FLOYD County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
FRANKLIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
FREMONT County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GREENE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GRUNDY County
WATERLOO-CEDAR FALLS, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GUTHRIE County
DES MOINES-WEST DES MOINES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HAMILTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HANCOCK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HARDIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HARRISON County
OMAHA-COUNCIL BLUFFS, NE-IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HENRY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HOWARD County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HUMBOLDT County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
IDA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
IOWA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JACKSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JASPER County
DES MOINES-WEST DES MOINES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JEFFERSON County
FAIRFIELD, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JOHNSON County
IOWA CITY, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JONES County
CEDAR RAPIDS, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KEOKUK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KOSSUTH County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LEE County
FORT MADISON-KEOKUK, IA-IL-MO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LINN County
CEDAR RAPIDS, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LOUISA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LUCAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LYON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MADISON County
DES MOINES-WEST DES MOINES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MAHASKA County
OSKALOOSA, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MARION County
PELLA, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MARSHALL County
MARSHALLTOWN, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MILLS County
OMAHA-COUNCIL BLUFFS, NE-IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MITCHELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MONONA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MONROE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MONTGOMERY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MUSCATINE County
MUSCATINE, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
O'BRIEN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OSCEOLA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
PAGE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
PALO ALTO County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
PLYMOUTH County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
POCAHONTAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
POLK County
DES MOINES-WEST DES MOINES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
POTTAWATTAMIE County
OMAHA-COUNCIL BLUFFS, NE-IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
POWESHIEK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
RINGGOLD County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SHELBY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SIOUX County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
STORY County
AMES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
TAMA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
TAYLOR County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
UNION County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
VAN BUREN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WAPELLO County
OTTUMWA, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WARREN County
DES MOINES-WEST DES MOINES, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WASHINGTON County
IOWA CITY, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WAYNE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WEBSTER County
FORT DODGE, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WINNEBAGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WINNESHIEK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WOODBURY County
SIOUX CITY, IA-NE-SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WORTH County
MASON CITY, IA
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WRIGHT County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350

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The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!

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