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FHA lending limits in MASSACHUSETTS inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for March 8, 2021
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in MASSACHUSETTS Counties

FHA mortgage lending limits in MASSACHUSETTS vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

14 match(es) found.
BARNSTABLE County
BARNSTABLE TOWN, MA
Single Duplex Tri-plex Four-plex
$506,000 $647,750 $783,000 $973,100
BERKSHIRE County
PITTSFIELD, MA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRISTOL County
PROVIDENCE-WARWICK, RI-MA
Single Duplex Tri-plex Four-plex
$506,000 $647,750 $783,000 $973,100
DUKES County
VINEYARD HAVEN, MA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
ESSEX County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$724,500 $927,500 $1,121,150 $1,393,300
FRANKLIN County
SPRINGFIELD, MA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HAMPDEN County
SPRINGFIELD, MA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HAMPSHIRE County
SPRINGFIELD, MA
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MIDDLESEX County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$724,500 $927,500 $1,121,150 $1,393,300
NANTUCKET County
NON-METRO
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
NORFOLK County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$724,500 $927,500 $1,121,150 $1,393,300
PLYMOUTH County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$724,500 $927,500 $1,121,150 $1,393,300
SUFFOLK County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$724,500 $927,500 $1,121,150 $1,393,300
WORCESTER County
WORCESTER, MA-CT
Single Duplex Tri-plex Four-plex
$364,550 $466,700 $564,100 $701,050