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FHA lending limits in MASSACHUSETTS inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for January 22, 2022
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2022

Lending Limits for FHA Loans in MASSACHUSETTS Counties

FHA mortgage lending limits in MASSACHUSETTS vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

14 match(es) found.
BARNSTABLE County
BARNSTABLE TOWN, MA
Single Duplex Tri-plex Four-plex
$621,000 $795,000 $960,950 $1,194,250
BERKSHIRE County
PITTSFIELD, MA
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
BRISTOL County
PROVIDENCE-WARWICK, RI-MA
Single Duplex Tri-plex Four-plex
$592,250 $758,200 $916,450 $1,138,950
DUKES County
VINEYARD HAVEN, MA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
ESSEX County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$770,500 $986,400 $1,192,300 $1,481,750
FRANKLIN County
SPRINGFIELD, MA
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
HAMPDEN County
SPRINGFIELD, MA
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
HAMPSHIRE County
SPRINGFIELD, MA
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
MIDDLESEX County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$770,500 $986,400 $1,192,300 $1,481,750
NANTUCKET County
NON-METRO
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
NORFOLK County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$770,500 $986,400 $1,192,300 $1,481,750
PLYMOUTH County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$770,500 $986,400 $1,192,300 $1,481,750
SUFFOLK County
BOSTON-CAMBRIDGE-NEWTON, MA-NH
Single Duplex Tri-plex Four-plex
$770,500 $986,400 $1,192,300 $1,481,750
WORCESTER County
WORCESTER, MA-CT
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150