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FHA lending limits in CALIFORNIA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for September 21, 2020
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2020

Lending Limits for FHA Loans in CALIFORNIA Counties

FHA mortgage lending limits in CALIFORNIA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

58 match(es) found.
ALAMEDA County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
ALPINE County
NON-METRO
Single Duplex Tri-plex Four-plex
$463,450 $593,300 $717,150 $891,250
AMADOR County
NON-METRO
Single Duplex Tri-plex Four-plex
$355,350 $454,900 $549,850 $683,350
BUTTE County
CHICO, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALAVERAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$373,750 $478,450 $578,350 $718,750
COLUSA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CONTRA COSTA County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
DEL NORTE County
CRESCENT CITY, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EL DORADO County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
FRESNO County
FRESNO, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GLENN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HUMBOLDT County
EUREKA-ARCATA, CA
Single Duplex Tri-plex Four-plex
$345,000 $441,650 $533,850 $663,450
IMPERIAL County
EL CENTRO, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
INYO County
NON-METRO
Single Duplex Tri-plex Four-plex
$373,750 $478,450 $578,350 $718,750
KERN County
BAKERSFIELD, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KINGS County
HANFORD-CORCORAN, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAKE County
CLEARLAKE, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LASSEN County
SUSANVILLE, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LOS ANGELES County
LOS ANGELES-LONG BEACH-ANAHEIM, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
MADERA County
MADERA, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARIN County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
MARIPOSA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MENDOCINO County
UKIAH, CA
Single Duplex Tri-plex Four-plex
$409,400 $524,100 $633,500 $787,300
MERCED County
MERCED, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MODOC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONO County
NON-METRO
Single Duplex Tri-plex Four-plex
$529,000 $677,200 $818,600 $1,017,300
MONTEREY County
SALINAS, CA
Single Duplex Tri-plex Four-plex
$672,750 $861,250 $1,041,050 $1,293,750
NAPA County
NAPA, CA
Single Duplex Tri-plex Four-plex
$764,750 $979,000 $1,183,400 $1,470,700
NEVADA County
TRUCKEE-GRASS VALLEY, CA
Single Duplex Tri-plex Four-plex
$486,450 $622,750 $752,750 $935,500
ORANGE County
LOS ANGELES-LONG BEACH-ANAHEIM, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
PLACER County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
PLUMAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$336,950 $431,350 $521,400 $648,000
RIVERSIDE County
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA
Single Duplex Tri-plex Four-plex
$442,750 $566,800 $685,100 $851,450
SACRAMENTO County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
SAN BENITO County
SAN JOSE-SUNNYVALE-SANTA CLARA, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SAN BERNARDINO County
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA
Single Duplex Tri-plex Four-plex
$442,750 $566,800 $685,100 $851,450
SAN DIEGO County
SAN DIEGO-CHULA VISTA-CARLSBAD, CA
Single Duplex Tri-plex Four-plex
$701,500 $898,050 $1,085,550 $1,349,050
SAN FRANCISCO County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SAN JOAQUIN County
STOCKTON, CA
Single Duplex Tri-plex Four-plex
$448,500 $574,150 $694,000 $862,500
SAN LUIS OBISPO County
SAN LUIS OBISPO-PASO ROBLES, CA
Single Duplex Tri-plex Four-plex
$690,000 $883,300 $1,067,750 $1,326,950
SAN MATEO County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SANTA BARBARA County
SANTA MARIA-SANTA BARBARA, CA
Single Duplex Tri-plex Four-plex
$653,200 $836,200 $1,010,800 $1,256,150
SANTA CLARA County
SAN JOSE-SUNNYVALE-SANTA CLARA, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SANTA CRUZ County
SANTA CRUZ-WATSONVILLE, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SHASTA County
REDDING, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SIERRA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SISKIYOU County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SOLANO County
VALLEJO, CA
Single Duplex Tri-plex Four-plex
$506,000 $647,750 $783,000 $973,100
SONOMA County
SANTA ROSA-PETALUMA, CA
Single Duplex Tri-plex Four-plex
$704,950 $902,450 $1,090,850 $1,355,700
STANISLAUS County
MODESTO, CA
Single Duplex Tri-plex Four-plex
$365,700 $468,150 $565,900 $703,250
SUTTER County
YUBA CITY, CA
Single Duplex Tri-plex Four-plex
$345,000 $441,650 $533,850 $663,450
TEHAMA County
RED BLUFF, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TRINITY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TULARE County
VISALIA, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TUOLUMNE County
SONORA, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
VENTURA County
OXNARD-THOUSAND OAKS-VENTURA, CA
Single Duplex Tri-plex Four-plex
$713,000 $912,750 $1,103,350 $1,371,150
YOLO County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
YUBA County
YUBA CITY, CA
Single Duplex Tri-plex Four-plex
$345,000 $441,650 $533,850 $663,450