Quantcast

FHA lending limits in CALIFORNIA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Refi Options

FHA Rates for July 11, 2020
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.

Monitor Your Credit

- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Refinance Rates Are Low

Choose a Loan Type

learn
more

First Time Home Buyers
FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Loan Limits
Mortgage Insurance
FHA Credit Issues
FHA Closing Costs
Credit Requirements
Good Credit Benefits
Improve Your Credit
Credit Report Errors
Ability to Borrow
Loan Affordability
Payment Calculator
Streamline Refinance
Cash-out Refinance
Simple Refinance
Rehabilitation Loan
Construction Loans
OTC Buyer Benefits
OTC Builder Benefits
OTC Builders
FHA Fixed Rate
FHA ARM
Condominium Loans
Jumbo Loans
Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

FHA Limits for 2020

Lending Limits for FHA Loans in CALIFORNIA Counties

FHA mortgage lending limits in CALIFORNIA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

58 match(es) found.
ALAMEDA County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
ALPINE County
NON-METRO
Single Duplex Tri-plex Four-plex
$463,450 $593,300 $717,150 $891,250
AMADOR County
NON-METRO
Single Duplex Tri-plex Four-plex
$355,350 $454,900 $549,850 $683,350
BUTTE County
CHICO, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALAVERAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$373,750 $478,450 $578,350 $718,750
COLUSA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CONTRA COSTA County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
DEL NORTE County
CRESCENT CITY, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
EL DORADO County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
FRESNO County
FRESNO, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GLENN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HUMBOLDT County
EUREKA-ARCATA, CA
Single Duplex Tri-plex Four-plex
$345,000 $441,650 $533,850 $663,450
IMPERIAL County
EL CENTRO, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
INYO County
NON-METRO
Single Duplex Tri-plex Four-plex
$373,750 $478,450 $578,350 $718,750
KERN County
BAKERSFIELD, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KINGS County
HANFORD-CORCORAN, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LAKE County
CLEARLAKE, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LASSEN County
SUSANVILLE, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LOS ANGELES County
LOS ANGELES-LONG BEACH-ANAHEIM, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
MADERA County
MADERA, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARIN County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
MARIPOSA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MENDOCINO County
UKIAH, CA
Single Duplex Tri-plex Four-plex
$409,400 $524,100 $633,500 $787,300
MERCED County
MERCED, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MODOC County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONO County
NON-METRO
Single Duplex Tri-plex Four-plex
$529,000 $677,200 $818,600 $1,017,300
MONTEREY County
SALINAS, CA
Single Duplex Tri-plex Four-plex
$672,750 $861,250 $1,041,050 $1,293,750
NAPA County
NAPA, CA
Single Duplex Tri-plex Four-plex
$764,750 $979,000 $1,183,400 $1,470,700
NEVADA County
TRUCKEE-GRASS VALLEY, CA
Single Duplex Tri-plex Four-plex
$486,450 $622,750 $752,750 $935,500
ORANGE County
LOS ANGELES-LONG BEACH-ANAHEIM, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
PLACER County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
PLUMAS County
NON-METRO
Single Duplex Tri-plex Four-plex
$336,950 $431,350 $521,400 $648,000
RIVERSIDE County
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA
Single Duplex Tri-plex Four-plex
$442,750 $566,800 $685,100 $851,450
SACRAMENTO County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
SAN BENITO County
SAN JOSE-SUNNYVALE-SANTA CLARA, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SAN BERNARDINO County
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA
Single Duplex Tri-plex Four-plex
$442,750 $566,800 $685,100 $851,450
SAN DIEGO County
SAN DIEGO-CHULA VISTA-CARLSBAD, CA
Single Duplex Tri-plex Four-plex
$701,500 $898,050 $1,085,550 $1,349,050
SAN FRANCISCO County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SAN JOAQUIN County
STOCKTON, CA
Single Duplex Tri-plex Four-plex
$448,500 $574,150 $694,000 $862,500
SAN LUIS OBISPO County
SAN LUIS OBISPO-PASO ROBLES, CA
Single Duplex Tri-plex Four-plex
$690,000 $883,300 $1,067,750 $1,326,950
SAN MATEO County
SAN FRANCISCO-OAKLAND-BERKELEY, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SANTA BARBARA County
SANTA MARIA-SANTA BARBARA, CA
Single Duplex Tri-plex Four-plex
$653,200 $836,200 $1,010,800 $1,256,150
SANTA CLARA County
SAN JOSE-SUNNYVALE-SANTA CLARA, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SANTA CRUZ County
SANTA CRUZ-WATSONVILLE, CA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SHASTA County
REDDING, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SIERRA County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SISKIYOU County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SOLANO County
VALLEJO, CA
Single Duplex Tri-plex Four-plex
$506,000 $647,750 $783,000 $973,100
SONOMA County
SANTA ROSA-PETALUMA, CA
Single Duplex Tri-plex Four-plex
$704,950 $902,450 $1,090,850 $1,355,700
STANISLAUS County
MODESTO, CA
Single Duplex Tri-plex Four-plex
$365,700 $468,150 $565,900 $703,250
SUTTER County
YUBA CITY, CA
Single Duplex Tri-plex Four-plex
$345,000 $441,650 $533,850 $663,450
TEHAMA County
RED BLUFF, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TRINITY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TULARE County
VISALIA, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TUOLUMNE County
SONORA, CA
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
VENTURA County
OXNARD-THOUSAND OAKS-VENTURA, CA
Single Duplex Tri-plex Four-plex
$713,000 $912,750 $1,103,350 $1,371,150
YOLO County
SACRAMENTO-ROSEVILLE-FOLSOM, CA
Single Duplex Tri-plex Four-plex
$569,250 $728,750 $880,900 $1,094,700
YUBA County
YUBA CITY, CA
Single Duplex Tri-plex Four-plex
$345,000 $441,650 $533,850 $663,450

Browse Questions About Mortgage Topics

Down Payment Requirements FHA Loan Requirements FHA Guidelines Mortgage Loan Terms Loan Approval Process Credit Requirements Getting Pre-Qualified Principal and Interest Debt-to-Income Ratio Finding a Lender Understanding Credit Scores

The FHA Loan is the type of mortgage most commonly used by first time home buyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

En Español:
Límites de Préstamo FHA en CALIFORNIA
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
OTC Builders
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA Loans 101

Download Our Guide for FHA Borrowers

More Links of Interest

About Us
Contact Us
Privacy Policy
Terms of Use
FHA Foreclosures
FHA Lenders
Site Map
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!