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FHA loan requirements and guidelines for mortgage insurance, lending limits, debt to income ratios, credit issues, and closing costs.

FHA Mortgage Loan Rates

October 23, 2017
FHA Rates for October 23, 2017
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Offering 15 Year Fixed Mortgages
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FHA.com is a private company, is not a government agency, and does not make loans.

More Information About FHA Loans

Learn About Your Options Before You Apply

FHA mortgages allow for a low 3% down payment, have great interest rates due to being insured by the Federal Housing Administration, allow for less than perfect credit, and makes it much easier to qualify due to FHA insuring the home loan.

Useful information about FHA refinance loans, new FHA loans, and the guidelines that HUD wants you to follow.

What is the most widely utilized FHA loan? How can improve my credit rating before applying for an FHA loan? These and more questions are discussed.

Down payment assistance and community redevelopment programs offered affordable housing opportunities to home buyers. They are no longer available. Information is provided for reference only.

FHA is a very popular route buying a home. This list of FHA appraisers has been assembled from the HUD website database. Visit the HUD website for the most current list of FHA appraisers.

A home inspection is recommended by the FHA as part of the loan process. The inspection provides a layer of protection for you as the home owner, as well as for the mortgage lending institution.

Foreclosures are always available for smart consumers who are willing to spend the time finding a potential bargain. These foreclosed homes can be financed with FHA loans.

Among the home loan options available that require a minimal down payment, FHA loans are the most popular. In fact, the FHA loan is the most flexible type of home mortgage loan available.

Take advantage of new maximum loan limits for FHA loans. Qualifying customers can now apply for an FHA Jumbo Loan up to the maximum allowed by FHA. You can apply for a home loan with 3% down under new FHA loan limits.

In early 2009, the Obama administration announced a program called Making Home Affordable. This program was designed help nine million homeowners keep their homes and avoid foreclosure.

When the subprime mortgage crisis reached its peak in the fall of 2008, the federal government took steps to help stabilize the American housing market. The Emergency Economic Stabilization Act of 2008 was signed into law on October 3, 2008.