A home inspection is recommended by the FHA as part of the loan process. It provides a layer of protection for home owner and the mortgage lending institution.

FHA Loan Rates

May 6, 2015
FHA Rates for May 6, 2015
30 Year Fixed
3.5% Rate
3.74% APR
15 Year Fixed
2.75% Rate
3.0% APR
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Find an FHA Inspector in Your City

Get a Qualified Inspection Before You Buy

FHA loans provide an option for home ownership to borrowers who may not qualify with other lenders, and often allow lower down payments and interest rates. An FHA insured mortgage can be used to purchase a new or existing home. A home inspection is recommended by the FHA as part of the loan process. The inspection provides a layer of protection for you as the home owner, as well as for the mortgage lending institution.

It is advisable for the sales contract for your home purchase to include a contingency stating that the sale of the home is dependent upon a satisfactory home inspection. The actual inspection involves a visual walk-through to assess the physical condition of the home and to identify any flaws that need to be addressed, such as obvious mold or structural issues. The findings are documented in a detailed report provided by the home inspector.

The following list of FHA inspectors has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA inspectors.

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