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FHA loans can make your homebuying dream a reality with competitive rates and a low down payment. Prepare for your FHA home loan with some important steps to make sure you can afford the mortgage.

FHA Mortgage Loan Rates

September 21, 2019
FHA Rates for September 21, 2019
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Loan for Homeowners

Take the Steps to Get Your Mortgage

Purchasing a home is one of life's major landmarks and for some, it is even a dream come true. At FHA.com we understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable. Regardless of whether this is your first or your fifth home purchase we will do our best to ensure that getting you into your new home is a pleasant and memorable experience.

FIRST STEPS

When you begin to seriously consider purchasing a new home it is important that you follow some simple steps to make sure that the process runs smoothly.

The first thing you should do is an analysis of your debt to income ratio. This important step will let you know what type of home you can afford based on your monthly income and expenses.

The next important step in purchasing a new home is to get pre-approved for a home loan. The peace of mind that comes with knowing that your mortgage loan and credit report have been approved will allow you to shop for your new home with confidence. And when you find a home and are ready to make an offer the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.

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FHA Loan Articles and Mortgage News

FHA Home Loan Advice... From the FHA

September 13, 2019 - There are lots of finance blogs and consumer watchdog websites offering advice to those in the market for a new home loan or home loan refinance options. If you’re reading this you clearly have an interest in FHA home loan options and want to learn more.

FHA Home Loan Approval Rules About Debt Ratios

September 11, 2019 - What does it take to get FHA home loan approval? Part of the equation is in your credit scores, another part is your employment history, but an equally crucial portion involves the amount of debt you carry versus the amount of income you have.

Do You Need Down Payment Assistance for Your Home Loan?

September 5, 2019 - Do you need down payment assistance for your home loan? FHA loan rules permit such help, but the FHA loan program itself does not have a down payment assistance program, even for first-time home buyers.

FHA Home Loans and Housing Counseling

August 31, 2019 - First-time home buyers interested in purchasing a home with an FHA mortgage should seriously consider HUD’s offer to help by referring potential borrowers to HUD-approved housing counseling in the applicant’s local area. 

FHA Loan Approval Versus Changing Jobs

August 29, 2019 - If you have had a promotion with your current employer, or have been hired at a better position and/or for more pay with a new employer in such circumstances, the lender is likely to view such a move favorably unless there are complicating factors that need to be taken into account.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!