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There are many scams that dishonest sellers and lenders use. FHA guidelines are very clear about above-board practices lenders should be using to help you get into an FHA mortgage.

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January 23, 2018
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How Can I Detect Predatory Practices?

FHA Common Question #47

There are many scams that dishonest sellers and lenders use. FHA guidelines are very clear about above-board practices lenders should be using to help you get into an FHA mortgage. Your bank may be an FHA approved lender, but people do encounter individuals who don't adhere to FHA rules.

If you encounter a questionable person in the pursuit of your FHA home, be sure to report the suspicious activity and consult a housing counselor for advice. The FHA and HUD routinely warn people to stay away from anyone who claims they are your only chance to get into a home. You should also beware of anyone offering you paperwork to sign with blank pages or spaces.

If the closing terms are not what you agreed to, you should not sign. The same goes for someone who tells you that a good deal is only available at a particular lender. Beware of any situation where high-pressure tactics are used. Never sign under those circumstances. Instead, contact the FHA and a loan counselor immediately.

NEXT:  What Kinds of FHA Grants are Available?

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
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December 28, 2017 - For homeowners trying to recover their homes after Hurricane Irma, Hurricane Harvey, and Hurricane Maria, there are FHA loans available to help. The FHA 203(h) Rehab Loan is specifically for those in federally declared disaster areas and can be sometimes used with the FHA 203(k) rehab loan.

What You Should Know About FHA Loans and Commerical Properties

December 20, 2017 - What should you know about applying for an FHA loan for a commercial property? Is such a loan possible? A great deal depends on how residential the home is and the amount of non-residential use of the property’s total floor space.

Credit Monitoring, Data Security Breaches, and Your FHA Loan

December 12, 2017 - What do Arby’s, Google, and the Internal Revenue Service all have in common? They each experienced some form of security compromise in 2017 that could have resulted (and often did) in sensitive consumer data being exposed to hackers, scammers, and thieves.

FHA Home Loan Limits for 2018

December 5, 2017 - The FHA has announced increased FHA loan limits for 2018. The higher limits affect FHA home loan transactions in high-cost areas, low-cost housing markets, and gives qualified applicants more borrowing power in typically-priced housing markets, too.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!