Quantcast

The FHA will ask for a lot of information, which will go on your loan application. You will need to provide the FHA with a wide range of details; this includes all the addresses where you have lived in the previous two years, your employers name and addresses for the last two years.

FHA Mortgage Loan Rates

June 17, 2019
FHA Rates for June 17, 2019
Compare 30 Year Fixed Mortgages
Compare 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.

Compare Rates!

FHA Loans are a good choice for home purchase and refinance loans.

Choose a Loan Type

then
get
your

Your Credit Score

Do you know what's on
your credit report?
Get Credit Score Button
Get Credit Score Button
FHA.com is a privately owned website, is not a government agency, and does not make loans.

What Information Will I Need to Gather?

FHA Common Question #3

The FHA will ask for a lot of information, which will go on your loan application. Be sure to ask your loan officer for a complete list of required data and give yourself plenty of time to gather the information. You will need to provide the FHA with a wide range of details; this includes all the addresses where you have lived in the previous two years, your employers name and addresses for the last two years, plus the amount of your Gross Monthly Salary.

If you have had multiple jobs over the last twenty-four months, you will need your W2s for all of them. You will also need your income tax forms submitted for the last two years. If you don't have copies of your W2s, you should contact your employers for assistance. If you need replacement copies of your income tax returns, go to IRS website and follow the instructions on how to order replacements. A tax transcript is free of charge, and copies of actual tax returns cost thirty-nine dollars.

NEXT:  Do Veterans Need to Submit Extra Info?

SEE YOUR CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


GET STARTED

FHA Loan Articles and Mortgage News

FHA Loans and FICO Scores

June 12, 2019 - FICO score issues are a common source of stress to potential FHA borrowers. Everyone wants to know if their FICO scores are high enough to qualify for an FHA mortgage. Is it possible to qualify for an FHA loan or refinance loan with credit scores from 500 to 579? Or are higher scores required?

Comparing FHA Refinance Loan Options

June 11, 2019 - The kind of FHA refinance loan you get will depend on what your financial needs and goals are; some borrowers want cash back, others need a lower mortgage payment, and some just want to get out of an adjustable rate mortgage into the predictability of a fixed-rate FHA mortgage.

The FHA Appraisal Rule You Need to Know

June 8, 2019 - The FHA and HUD warn consumers that the appraisal is not to be considered a home inspection. It’s true that you certainly could buy a home without having it inspected, and while you’re at it you could also buy a car without test-driving it first.

Selling Your Home Purchased With an FHA Mortgage

June 7, 2019 - If you buy a home using an FHA home loan, there are built-in protections. Those protections include rules that prevent loans for certain properties with homeowner association agreements that don’t allow the borrower to freely sell or transfer the property.

FHA Loan Rules for Taxes and Residency

June 6, 2019 - Did you know that the FHA home loan rulebook has guidance for lenders who aren’t sure whether FHA mortgages are available to those without U.S. citizenship? There are also rules that govern what is possible if you owe outstanding tax debt and related issues.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!