Quantcast

FHA lending limits in NORTH CAROLINA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for September 20, 2021
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in NORTH CAROLINA Counties

FHA mortgage lending limits in NORTH CAROLINA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

100 match(es) found.
ALAMANCE County
BURLINGTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALEXANDER County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALLEGHANY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ANSON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ASHE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
AVERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BEAUFORT County
WASHINGTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BERTIE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BLADEN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRUNSWICK County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BUNCOMBE County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BURKE County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CABARRUS County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CALDWELL County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CAMDEN County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
CARTERET County
MOREHEAD CITY, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CASWELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CATAWBA County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHATHAM County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
CHEROKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHOWAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLAY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLEVELAND County
SHELBY, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
COLUMBUS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CRAVEN County
NEW BERN, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CUMBERLAND County
FAYETTEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CURRITUCK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
DARE County
KILL DEVIL HILLS, NC
Single Duplex Tri-plex Four-plex
$396,750 $507,900 $613,950 $763,000
DAVIDSON County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DAVIE County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DUPLIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DURHAM County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
EDGECOMBE County
ROCKY MOUNT, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FORSYTH County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FRANKLIN County
RALEIGH-CARY, NC
Single Duplex Tri-plex Four-plex
$371,450 $475,500 $574,800 $714,350
GASTON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GATES County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
GRAHAM County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GRANVILLE County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GUILFORD County
GREENSBORO-HIGH POINT, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HALIFAX County
ROANOKE RAPIDS, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HARNETT County
FAYETTEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HAYWOOD County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HENDERSON County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HERTFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HOKE County
FAYETTEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HYDE County
NON-METRO
Single Duplex Tri-plex Four-plex
$483,000 $618,300 $747,400 $928,850
IREDELL County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JACKSON County
CULLOWHEE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JOHNSTON County
RALEIGH-CARY, NC
Single Duplex Tri-plex Four-plex
$371,450 $475,500 $574,800 $714,350
JONES County
NEW BERN, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LEE County
SANFORD, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LENOIR County
KINSTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LINCOLN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MACON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MADISON County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MARTIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MCDOWELL County
MARION, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MECKLENBURG County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MITCHELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTGOMERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MOORE County
PINEHURST-SOUTHERN PINES, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NASH County
ROCKY MOUNT, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NEW HANOVER County
WILMINGTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NORTHAMPTON County
ROANOKE RAPIDS, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ONSLOW County
JACKSONVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ORANGE County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
PAMLICO County
NEW BERN, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PASQUOTANK County
ELIZABETH CITY, NC
Single Duplex Tri-plex Four-plex
$805,000 $1,030,550 $1,245,700 $1,548,100
PENDER County
WILMINGTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PERQUIMANS County
ELIZABETH CITY, NC
Single Duplex Tri-plex Four-plex
$805,000 $1,030,550 $1,245,700 $1,548,100
PERSON County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$437,000 $559,450 $676,200 $840,400
PITT County
GREENVILLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
POLK County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RANDOLPH County
GREENSBORO-HIGH POINT, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RICHMOND County
ROCKINGHAM, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROBESON County
LUMBERTON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROCKINGHAM County
GREENSBORO-HIGH POINT, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ROWAN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RUTHERFORD County
FOREST CITY, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SAMPSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCOTLAND County
LAURINBURG, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
STANLY County
ALBEMARLE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
STOKES County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SURRY County
MOUNT AIRY, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SWAIN County
CULLOWHEE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TRANSYLVANIA County
BREVARD, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TYRRELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
UNION County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
VANCE County
HENDERSON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAKE County
RALEIGH-CARY, NC
Single Duplex Tri-plex Four-plex
$371,450 $475,500 $574,800 $714,350
WARREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WASHINGTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WATAUGA County
BOONE, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAYNE County
GOLDSBORO, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WILKES County
NORTH WILKESBORO, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WILSON County
WILSON, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
YADKIN County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
YANCEY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400