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FHA lending limits in NORTH CAROLINA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for September 21, 2020
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2020

Lending Limits for FHA Loans in NORTH CAROLINA Counties

FHA mortgage lending limits in NORTH CAROLINA vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

100 match(es) found.
ALAMANCE County
BURLINGTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALEXANDER County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALLEGHANY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ANSON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ASHE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
AVERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BEAUFORT County
WASHINGTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BERTIE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BLADEN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BRUNSWICK County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BUNCOMBE County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BURKE County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CABARRUS County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CALDWELL County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CAMDEN County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
CARTERET County
MOREHEAD CITY, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CASWELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CATAWBA County
HICKORY-LENOIR-MORGANTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHATHAM County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$414,000 $530,000 $640,650 $796,150
CHEROKEE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHOWAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLAY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLEVELAND County
SHELBY, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COLUMBUS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CRAVEN County
NEW BERN, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CUMBERLAND County
FAYETTEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CURRITUCK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
DARE County
KILL DEVIL HILLS, NC
Single Duplex Tri-plex Four-plex
$391,000 $500,550 $605,050 $751,900
DAVIDSON County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DAVIE County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DUPLIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DURHAM County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$414,000 $530,000 $640,650 $796,150
EDGECOMBE County
ROCKY MOUNT, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FORSYTH County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FRANKLIN County
RALEIGH-CARY, NC
Single Duplex Tri-plex Four-plex
$353,050 $451,950 $546,300 $678,950
GASTON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GATES County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
Single Duplex Tri-plex Four-plex
$458,850 $587,400 $710,050 $882,400
GRAHAM County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GRANVILLE County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$414,000 $530,000 $640,650 $796,150
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GUILFORD County
GREENSBORO-HIGH POINT, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HALIFAX County
ROANOKE RAPIDS, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HARNETT County
FAYETTEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HAYWOOD County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HENDERSON County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HERTFORD County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HOKE County
FAYETTEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HYDE County
NON-METRO
Single Duplex Tri-plex Four-plex
$483,000 $618,300 $747,400 $928,850
IREDELL County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JACKSON County
CULLOWHEE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JOHNSTON County
RALEIGH-CARY, NC
Single Duplex Tri-plex Four-plex
$353,050 $451,950 $546,300 $678,950
JONES County
NEW BERN, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LEE County
SANFORD, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LENOIR County
KINSTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LINCOLN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MACON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MADISON County
ASHEVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MARTIN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MCDOWELL County
MARION, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MECKLENBURG County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MITCHELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTGOMERY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MOORE County
PINEHURST-SOUTHERN PINES, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
NASH County
ROCKY MOUNT, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
NEW HANOVER County
WILMINGTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
NORTHAMPTON County
ROANOKE RAPIDS, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ONSLOW County
JACKSONVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ORANGE County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$414,000 $530,000 $640,650 $796,150
PAMLICO County
NEW BERN, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PASQUOTANK County
ELIZABETH CITY, NC
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
PENDER County
WILMINGTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PERQUIMANS County
ELIZABETH CITY, NC
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
PERSON County
DURHAM-CHAPEL HILL, NC
Single Duplex Tri-plex Four-plex
$414,000 $530,000 $640,650 $796,150
PITT County
GREENVILLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
POLK County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RANDOLPH County
GREENSBORO-HIGH POINT, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RICHMOND County
ROCKINGHAM, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ROBESON County
LUMBERTON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ROCKINGHAM County
GREENSBORO-HIGH POINT, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ROWAN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RUTHERFORD County
FOREST CITY, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SAMPSON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCOTLAND County
LAURINBURG, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
STANLY County
ALBEMARLE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
STOKES County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SURRY County
MOUNT AIRY, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SWAIN County
CULLOWHEE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TRANSYLVANIA County
BREVARD, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TYRRELL County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
UNION County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
VANCE County
HENDERSON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAKE County
RALEIGH-CARY, NC
Single Duplex Tri-plex Four-plex
$353,050 $451,950 $546,300 $678,950
WARREN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WASHINGTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WATAUGA County
BOONE, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAYNE County
GOLDSBORO, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WILKES County
NORTH WILKESBORO, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WILSON County
WILSON, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
YADKIN County
WINSTON-SALEM, NC
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
YANCEY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100